40 Wagner Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 40 Wagner Rd, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,872 sqft · built 2021
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on Record
Last Sale$526,000 (Jul 2019)
Tax Bill$13,281 (2025)
Deeds & MortgagesFeb 2022 Refinance
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APNWEST M:125 B:50

Property Details

APN / Parcel Number

Primary APNWEST M:125 B:50
Alternative APNs
  • M:125 B:50 L
  • 16150551

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,872 sqft Living Area
Gross Area6,675 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number16150551
Street Address40 WAGNER RD
CityWESTERLY
StateRI
Zip02891-4733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block50
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2013
Census Tract51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 WAGNER RD, WESTERLY, RI 02891-4733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLES CU
Jul 16, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2019 · Amount on Record
Deed SaleJul 16, 2019 · Amount on Record
Deed Document Number20192929
Deed Book / Page2019 / 11504
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address40 WAGNER RD, WESTERLY, RI 02891-4733
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022-3772
DateFeb 24, 2022
Book Page2022/3772
Instrument2020-887
Lender
NamePEOPLES CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueMar 1, 2032

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJul 16, 2019
Property Address40 WAGNER RD, WESTERLY, RI 02891-4733
Document Number2019-1504
Book / Page002019 / 011504
Instrument DateJul 16, 2019
Instrument2929
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$526.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address40 WAGNER RD WESTERLY RI 028914733, WESTERLY, RI 02891-4733

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,281.00 (+39.87%)$1,867,900 (+89.25%) Land $708,400 Building $1,159,500$2,475,610
2023$9,495.00 (+40.71%)$987,000 (+39.82%) Land $506,000 Building $481,000
2022$6,748.00$705,900 Land $506,000 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 140 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies143 units insured
incl. 3 condo units
Nearby Flood Claims28 (1985–2021)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 14 claims
  • Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHADY HARBOR FIRE DISTRICT
private · serves 300 people · EPA ID RI1559513
Water SourceGroundwater
Last State InspectionMar 2023
Also Mapped HereWESTERLY WATER DEPARTMENT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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