40 W Todd St, Hamden, CT 06518 Property Records

Hamden Town property record for 40 W Todd St, Hamden, CT 06518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,188 sqft · built 1981
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$292,000 (Mar 2005)
Tax Bill	$14,096 (2026)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:3228 B:053 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:3228 B:053 L:00-0000`
Alternative APN	`M:3228 B:053 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area
Gross Area	3,772 sqft
1st Floor Area	1,288 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	40 W TODD ST
City	HAMDEN
State	CT
Zip	06518-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	53
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	1
Census Block	1023
Census Tract	165900

Owner

40 W Todd St is owned and occupied by two individuals who bought it in March 2005.

Source: Hamden Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 W TODD ST, HAMDEN, CT 06518-1127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2005 · Amount on File
Deed Sale	Mar 2, 2005 · Amount on File
Prior Sale	Oct 2, 2000 · Amount on File
Deed Book / Page	2892 / 258
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	40 W TODD ST, HAMDEN, CT 06518-1127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4518-110
Date	Jun 6, 2018
Book Page	4518/110

Lender

Name	SIKORSKY FNCL CU INC
Type	Credit Union

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 40 W Todd St was $14,096.

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,096.00	$262,640 (-) Land $56,840 Building $205,800	$402,841 (+119.12%)
2025		$262,640 (+44.64%) Land $56,840 Building $205,800	$183,848 Land $39,788 Building $144,060
2024	$13,626.00 (+34.94%)	$181,580 (-) Land $48,300 Building $133,280
2023	$10,098.00	$181,580 Land $48,300 Building $133,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 W Todd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 W Todd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250