40 W Bailey Rd, Naperville, IL 60565 Property Records

DuPage County property record for 40 W Bailey Rd, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,824 sqft · built 1973
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Sep 2002)
Tax Bill	$8,830 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-31-203-008`

Property Details

APN / Parcel Number

Primary APN	`08-31-203-008`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,824 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Finished Basement	576 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Wood Siding
Lot Area	10,019 sqft (0.23 acres)
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	40 W BAILEY RD
City	NAPERVILLE
State	IL
Zip	60565-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MAPLEBROOK RESUB
Legal Subdivision	MAPLEBROOK RESUB
Legal Block	3
Legal Lot Number	2
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	3
Census Block	3012
Census Tract	846206

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 W BAILEY RD, NAPERVILLE, IL 60565-2344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2002 · Amount on Record
Deed Sale	Sep 23, 2002 · Amount on Record
Deed Document Number	2002244916
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	40 W BAILEY RD, NAPERVILLE, IL 60565-2344
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119289
Date	Aug 9, 2021
Instrument	R2021-119289

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	40 W BAILEY RD, NAPERVILLE, IL 60565-2344
Document Number	0000034497
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 W BAILEY RD NAPERVILLE IL 605652344, NAPERVILLE, IL 60565-2344

Mortgage

Document Number	0000034497
Date	Apr 9, 2020
Instrument	34497

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 8, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,830.00 (+12.23%)	$159,300 (+24.86%) Land $80,684 Building $78,616	$477,900 (+24.86%) Land $242,052 Building $235,848
2022	$7,868.00 Homeowner's exemption	$127,580 Land $64,620 Building $62,960	$382,740 Land $193,860 Building $188,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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