Middlesex County and Hudson Town property record for 40 Vinal St, Hudson, MA 01749
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,574 sqft · built 1988 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,395 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12119 |
| Primary APN | 12119 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,574 sqft Living Area |
| Gross Area | 6,474 sqft |
| 1st Floor Area | 1,246 sqft |
| Attic | Attic |
| Attic Area | 1,822 sqft |
| Basement Area | 1,246 sqft |
| Unfinished Basement | 1,246 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 12119 |
|---|---|
| Street Address | 40 VINAL ST |
| City | HUDSON |
| State | MA |
| Zip | 01749-1762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SA7 |
| Legal Lot Number | 119 |
| Jurisdiction | HUDSON MA |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 322400 |
Source: Middlesex County and Hudson Town assessment roll, APN 12119, as of April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 VINAL ST, HUDSON, MA 01749-1762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AVIDIA BANK |
| Jan 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Apr 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 40 VINAL ST, HUDSON, MA 01749-1762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080372-240 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 80372/240 |
| Instrument | 100574 |
| Name | AVIDIA BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 40 VINAL ST, HUDSON, MA 01749-1762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76801-162 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 76801/162 |
| Instrument | 18930 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 40 VINAL ST, HUDSON, MA 01749-1762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74566-415 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 74566/415 |
| Instrument | 63391 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Middlesex County and Hudson Town assessment roll as of April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,395.00 (+2.63%) | $748,900 (+3.51%) Land $249,300 Building $499,600 | $790,970 (+3.83%) |
| 2024 | $10,129.00 (+11.28%) | $723,500 (+16.06%) Land $226,600 Building $496,900 | $761,805 |
| 2023 | $9,102.00 | $623,400 Land $201,800 Building $421,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173224001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 260 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MA2141000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HUDSON WATER SUPPLY serves 20,032 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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