Nelson County property record for 40 Vickie Dr, Chaplin, KY 40012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,366 sqft · built 1958 |
| Lot Size | 1.05 acres (45,976 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jan 2011) |
| Tax Bill | $2,037 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82E00-12-002 |
| Primary APN | 82E00-12-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,366 sqft Living Area |
| 1st Floor Area | 1,366 sqft |
| Basement Area | 1,366 sqft |
| Finished Basement | 1,366 sqft |
| Unfinished Basement | 1,366 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,976 sqft (1.05 acres) |
| Garage Type | Detached |
| Garage Area | 1,215 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 70297 |
|---|---|
| Street Address | 40 VICKIE DR |
| City | CHAPLIN |
| State | KY |
| Zip | 40012-8019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | HAHN SUB-LT 2 & 8PB2-8 |
| Legal Subdivision | HAHN SUB |
| Legal Lot Number | 2,8 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 930100 |
40 Vickie Dr is owned and occupied by an individual who bought it in January 2011.
Source: Nelson County records, as of August 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 VICKIE DR, CHAPLIN, KY 40012-8019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Jul 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2011 · Amount on File |
| Deed Sale | Jan 28, 2011 · Amount on File |
| Deed Document Number | 2011263834 |
| Deed Book / Page | 474 / 86 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 40 VICKIE DR, CHAPLIN, KY 40012-8019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1319/787 |
|---|---|
| Date | May 19, 2021 |
| Book Page | M1319/787 |
| Instrument | 2021006685 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | BARDSTOWN, KY 40004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | May 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 40 VICKIE DR, CHAPLIN, KY 40012-8019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Name | Verified Name |
|---|
| Document Number | M1212/805 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | M1212/805 |
| Instrument | 2019007968 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 40 Vickie Dr was $2,037.
Source: Nelson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,037.00 | $187,220 Land $15,000 Building $172,220 | $187,220 Land $15,000 Building $172,220 |
| 2023 | $1,397.00 | $120,000 | $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Vickie Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2010–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Vickie Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER & SEWER DEPT serves 5,771 people · EPA ID KY0900031 |
|---|---|
| Water Source | Purchased surface water from BARDSTOWN MUNICIPAL WATER DEPT |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bardstown Connect Cable | 512 / 10 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless · DSL | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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