Montgomery County property record for 40 Vickers Pl, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,338 sqft · built 1963 |
| Lot Size | 0.212 acres (9,239 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $183,700 (Nov 2025) |
| Tax Bill | $3,073 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | K48-00117-0014 |
| Primary APN | K48-00117-0014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 1,033 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,239 sqft (0.212 acres) |
| Lot Dimensions | 140 ft deep x 66 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 218 sqft |
| Canopy | 218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 40 VICKERS PL |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1757 REDINGTON PK 3 |
| Legal Subdivision | REDINGTON PK 3 |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50302 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 VICKERS PL, DAYTON, OH 45449-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Nov 26, 2025 | Fiduciary Deed, Transfer · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Sep 25, 2025 | Intrafamily Transfer, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2025 · Amount on Record |
| Deed Sale | Nov 28, 2025 · Amount on Record |
| Prior Sale | Oct 30, 2009 · Amount on Record |
| Deed Document Number | 202567270 |
| Prior Transfer Date | Sep 3, 2025 |
| Prior Transfer Doc | 0000053173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 40 VICKERS PL, DAYTON, OH 45449-1731 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3815 INDIAN RIPPLE RD, DAYTON, OH 45440-3410 |
| Document Number | 0000053619 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025-00053619 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Max Rate | 13.2% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 26, 2025 |
| Property Address | 40 VICKERS PL, DAYTON, OH 45449-1731 |
| Document Number | 0000067270 |
| Map Reference | MB 66 PG 8 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025-00067270 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | LOYAL TITLE, LOYALTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 VICKERS PL, DAYTON, OH 45449-1731 |
| Document Number | 0000067271 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025-00067271 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Dec 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 25, 2025 |
| Property Address | 40 VICKERS PL, DAYTON, OH 45449-1731 |
| Document Number | 0000053173 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 2025-00053173 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 VICKERS PL, DAYTON, OH 45449-1731 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 40 VICKERS PL, DAYTON, OH 45449-1731 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,920 (-) Land $11,290 Building $37,630 | $139,760 (-) Land $32,260 Building $107,500 | |
| 2024 | $3,073.00 (+3.05%) | $48,920 (-) Land $11,290 Building $37,630 | |
| 2023 | $2,982.00 (+15.09%) | $48,920 (+47%) Land $11,290 Building $37,630 | $139,760 (+46.99%) Land $32,260 Building $107,500 |
| 2022 | $2,591.00 | $33,280 Land $7,680 Building $25,600 | |
| 2020 | $95,080 Land $21,950 Building $73,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 104 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 104 in force |
| Nearby Flood Claims | 8 (1989–2026) |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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