40 Vestal St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 40 Vestal St, Fall River, MA 02720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1930
Lot Size	0.135 acres (5,898 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Apr 2024)
Tax Bill	$3,505 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0S-09 B:0000 L:0020`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0S-09 B:0000 L:0020`
Alternative APN	`M:0S=09 B:0000 L:0020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	2,579 sqft
Basement Area	830 sqft
Unfinished Basement	830 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,898 sqft (0.135 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	40 VESTAL ST
City	FALL RIVER
State	MA
Zip	02720-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	20
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	4
Census Block	4002
Census Tract	642200

Owner

40 Vestal St is owned and occupied by two individuals who bought it in April 2024.

Source: Bristol County and Fall River City records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 VESTAL ST, FALL RIVER, MA 02720-3810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · FHA Mortgage IMPERIUM LENDING LLC
Apr 19, 2024	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on File
Deed Sale	Apr 19, 2024 · Amount on File
Deed Document Number	20244633
Deed Book / Page	11502 / 206
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	40 VESTAL ST, FALL RIVER, MA 02720-3810
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011908-69
Date	Oct 27, 2025
Book Page	11908/69
Instrument	15265

Lender

Name	IMPERIUM LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Apr 19, 2024
Property Address	40 VESTAL ST, FALL RIVER, MA 02720-3810
Document Number	011502-206
Book / Page	11502 / 206
Instrument Date	Apr 19, 2024
Instrument	4633
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 VESTAL ST, FALL RIVER, MA 02720-3810

Mortgage

Document Number	0000004634
Date	Apr 19, 2024
Instrument	4634

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	40 VESTAL ST, FALL RIVER, MA 02720-3810
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010978-332
Date	Apr 12, 2022
Book Page	10978/332
Instrument	6788

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	40 VESTAL ST, FALL RIVER, MA 02720-3810
Document Number	9321-315
Book / Page	009321 / 000315
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9321-315
Date	Aug 30, 2017
Book Page	009321/000315
Instrument	14393

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 40 Vestal St was $3,505, up 4.9% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,505.00 (+4.88%)	$306,100 (+5.23%) Land $116,200 Building $189,900	$341,810 (+0.56%)
2024	$3,342.00 (+7.7%)	$290,900 (+15.03%) Land $113,900 Building $177,000	$339,910
2023	$3,103.00	$252,900 Land $102,600 Building $150,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Vestal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Vestal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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