40 Varney Mill Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 40 Varney Mill Rd, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1970
Lot Size	0.509 acres (22,172 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jul 2024)
Tax Bill	$4,133 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E1643R`

Property Details

APN / Parcel Number

Primary APN	`E1643R`
Alternative APNs	`WINM M:15C B:8 L:B` `000144870` `J1919R`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,090 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	22,172 sqft (0.509 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	J1919R
Street Address	40 VARNEY MILL RD
City	WINDHAM
State	ME
Zip	04062-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP/RM
Legal Block	8
Legal Lot Number	B
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1022
Census Tract	4804

Owner

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 VARNEY MILL RD, WINDHAM, ME 04062-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Jul 19, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Feb 10, 2018	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Prior Sale	Mar 2, 2015 · Amount on Record
Deed Document Number	202424937
Deed Book / Page	40876 / 203
Transfer Doc	23825-0254
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	40 VARNEY MILL RD, WINDHAM, ME 04062-5001
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0382780087
Date	Jun 7, 2021
Book Page	38278/87
Instrument	39772

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	Jul 1, 2048

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Jul 19, 2024
Property Address	40 VARNEY MILL RD, WINDHAM, ME 04062-5001
Document Number	0408760203
Book / Page	40876 / 203
Instrument Date	Jul 19, 2024
Instrument	24937
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48 BOWDOIN AVE # A, A, S PORTLAND, ME 04106-5605

Mortgage

Document Number	0000024938
Date	Jul 19, 2024
Instrument	24938

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINDHAM ME
Property Address	40 VARNEY MILL RD, WINDHAM, ME 04062-5001
Document Number	0347330188
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 VARNEY MILL RD WINDHAM ME 040625001, WINDHAM, ME 04062-5001

Mortgage

Document Number	0347330188
Date	Mar 27, 2018
Book Page	034733/000188
Instrument	13514

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Interest

Rate	4%

Tax Assessment & Valuation

Source: Cumberland County and Windham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,133.00 (+5.14%)	$342,700 (-) Land $128,900 Building $213,800
2024	$3,931.00 (+11.01%)	$342,700 (+8.38%) Land $128,900 Building $213,800
2023	$3,541.00 (+8.79%)	$316,200 (+12.77%) Land $119,900 Building $196,300
2022	$3,255.00	$280,400 Land $106,200 Building $174,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROOK HOLLOW private · serves 35 people · EPA ID ME0092365
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	PORTLAND WATER DISTRICT-GREATER
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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