40 Van Cleef St, Seneca Falls, NY 13148 Property Records

Seneca County and Seneca Falls Town property record for 40 Van Cleef St, Seneca Falls, NY 13148

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,932 sqft · built 1958
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (Jul 2002)
Tax Bill$8,036 (2026)
Deeds & MortgagesAug 2026 Mortgage
Feb 2021 Refinance
+ 1 more
APN453289 10-3-59

Property Details

APN / Parcel Number

Primary APN453289 10-3-59
Alternative APN
  • 45320101000000030590000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,932 sqft Living Area
1st Floor Area2,152 sqft
2nd Floor Area780 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions140 ft deep x 60 ft wide
PorchSlab
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address40 VAN CLEEF ST
CitySENECA FALLS
StateNY
Zip13148-1022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block3
Legal Lot Number59.000
JurisdictionSENECA NY
Township / Civil DivisionSENECA FALLS
Census Block Group2
Census Block2025
Census Tract950200

Owner

40 Van Cleef St is owned and occupied by two individuals who bought it in July 2002.

Source: Seneca County and Seneca Falls Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address40 VAN CLEEF ST, SENECA FALLS, NY 13148-1022
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Deed of Trust, Mortgage
SAVINGS BANK
Feb 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GENERATIONS BANK
Jan 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GENERATIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2002 · Amount on File
Deed SaleJul 12, 2002 · Amount on File
Deed Book / Page650 / 86
Prior Transfer DateJun 26, 2001
Prior Transfer Doc0626000311
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Recording DateAug 25, 2026
Property Address40 VAN CLEEF ST, SENECA FALLS, NY 13148-1022
Document Number0000075666
Book / Page2005 / 89
Instrument DateJul 30, 2026
Instrument202675666
Transaction TypeMortgage
Record UpdatedSep 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 VAN CLEEF ST, SENECA FALLS, NY 13148-1022

Mortgage

Document Number0000075666,
DateAug 25, 2026
Book Page2005/89
Instrument202675666
Lender
NameSAVINGS BANK
Agreement
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address40 VAN CLEEF ST, SENECA FALLS, NY 13148-1022
Transaction TypeMortgage
Record UpdatedMar 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1790/136
DateFeb 22, 2021
Book Page1790/136
Instrument52297
Lender
NameGENERATIONS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueMar 1, 2046

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address40 VAN CLEEF ST, SENECA FALLS, NY 13148-1022
Transaction TypeMortgage
Record UpdatedMar 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1786/296
DateJan 28, 2021
Book Page1786/296
Instrument51972
Lender
NameGENERATIONS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueFeb 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 40 Van Cleef St was $8,036, up 6.8% from the year before.

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionSeneca Falls Town
Unified School DistrictSeneca Falls Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,036.00 (+6.85%)
2025$7,521.00$265,000 Land $11,800 Building $253,200$291,209 Land $12,967 Building $278,242
2023$265,000 Land $11,800 Building $253,200$265,000 Land $11,800 Building $253,200
2019$2,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 40 Van Cleef St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Van Cleef St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSENECA FALLS
serves 9,400 people · EPA ID NY4901198
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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