40 Union St, Enfield, CT 06082 Property Records

Enfield Town property record for 40 Union St, Enfield, CT 06082

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,206 sqft · built 1991
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$303,000 (Jul 2026)
Tax Bill$5,647 (2025)
Deeds & MortgagesJul 2026 Sale & Line of Credit
Mar 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNENFI M:030 L:0045

Property Details

APN / Parcel Number

Primary APNENFI M:030 L:0045
Alternative APNs
  • M:0172 B:0002 L:0020
  • 17200020020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,206 sqft Living Area
Gross Area2,686 sqft
1st Floor Area1,206 sqft
Basement Area1,134 sqft
Unfinished Basement700 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialShingle
Lot Area10,454 sqft (0.24 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number17200020020
Street Address40 UNION ST
CityENFIELD
StateCT
Zip06082
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR33
Legal Lot Number45
JurisdictionENFIELD CT
Township / Civil DivisionENFIELD
Census Block Group3
Census Block3003
Census Tract480600

Owner

Source: Enfield Town records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 UNION ST, ENFIELD, CT 06082
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Warranty Deed, Transfer · Line of Credit
NFM LENDING
Mar 5, 2026Warranty Deed, Transfer
LOAN FUNDER LLC SERIE
Mar 3, 2022Quit Claim Deed, Transfer
Quitclaim
Apr 17, 2020Warranty Deed, Transfer
UNKNOWN
May 23, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2026 · Amount on Record
Deed SaleJul 24, 2026 · Amount on Record
Prior SaleMar 5, 2026 · Amount on Record
Deed Document Number20262027001490
Deed Book / Page2983 / 498
Prior Transfer DateMar 2, 2022
Prior Transfer Doc02832-1076
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionENFIELD CT
Recording DateJul 24, 2026
Property Address40 UNION ST, ENFIELD, CT 06082
Document Number2027001490
Book / Page2983 / 498
Instrument DateJul 13, 2026
Instrument20262027001490
Transaction TypeTransfer
Record UpdatedAug 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 UNION ST, ENFIELD, CT 06082

Mortgage

DateJul 24, 2026
Lender
NameNFM LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
Interest
Rate6.52%
Max Rate-1%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionENFIELD CT
Recording DateMar 5, 2026
Property Address40 UNION ST, ENFIELD, CT 06082
Document Number002967-693
Book / Page2967 / 693
Instrument DateFeb 24, 2026
Instrument2026014548
Transaction TypeTransfer
Record UpdatedMar 25, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 WASHINGTON RD, WINDSOR, CT 06095-3559

Mortgage

Document Number2026014549
DateMar 5, 2026
Instrument2026014549
Lender
NameLOAN FUNDER LLC SERIE
Agreement
AmountAmount Recorded
Term13 Months
DueApr 1, 2027

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionENFIELD CT
Recording DateMar 3, 2022
Property Address40 UNION ST, ENFIELD, CT 06082
Document Number02832-1076
Book / Page2832 / 1076
Instrument DateMar 2, 2022
Instrument2022015562
Transaction TypeTransfer
Record UpdatedMar 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 RANDOLPH AVE, MERIDEN, CT 06451-4169

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionENFIELD CT
Recording DateApr 17, 2020
Property Address40 UNION ST, ENFIELD, CT 06082
Document Number2753-383
Book / Page002753 / 000383
Instrument DateApr 3, 2020
Instrument17970
Transaction TypeTransfer
Record UpdatedMay 5, 2020
Title CompanyUNKNOWN

Transaction

AmountAmount Recorded
Tax$35.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 N COLONY ST MERIDEN CT 064502239, MERIDEN, CT 06450-2239

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionENFIELD CT
Recording DateMay 23, 2018
Property Address40 UNION ST, ENFIELD, CT 06082
Document Number2694-1149
Book / Page002694 / 001149
Transaction TypeTransfer
Record UpdatedJun 26, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEnfield Town
Unified School DistrictEnfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,647.00$151,400 (-) Land $37,900 Building $113,500$105,980 Land $26,530 Building $79,450
2024$5,647.00 (+2.75%)
2023$5,496.00 (+7.93%)$151,400 (-) Land $37,900 Building $113,500
2022$5,092.00$151,400 Land $37,900 Building $113,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people · EPA ID CT0473011
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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