40 Union St, Blackstone, MA 01504 Property Records

Worcester County and Blackstone Town property record for 40 Union St, Blackstone, MA 01504

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,975 sqft · built 1986
Lot Size	2 acres (87,216 sqft)
Owner	2 Individual Names on File
Last Sale	$512,500 (Dec 2025)
Tax Bill	$7,551 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BLAC M:0024 B:0000 L:23`

Property Details

APN / Parcel Number

Primary APN	`BLAC M:0024 B:0000 L:23`
Alternative APN	`417`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,975 sqft Living Area
Gross Area	4,933 sqft
Basement Area	1,575 sqft
Unfinished Basement	1,575 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,216 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	417
Street Address	40 UNION ST
City	BLACKSTONE
State	MA
Zip	01504-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	23
Jurisdiction	BLACKSTONE MA
Township / Civil Division	BLACKSTONE
Census Block Group	1
Census Block	1010
Census Tract	747102

Owner

40 Union St is owned and occupied by two individuals who bought it in December 2025.

Source: Worcester County and Blackstone Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 UNION ST, BLACKSTONE, MA 01504-1113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · ARM AVIDIA BANK
Dec 22, 2025	Quit Claim Deed, Transfer · Conventional Mortgage AVIDIA BANK
Oct 22, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Jul 27, 1982 · Amount on File
Deed Document Number	2025111913
Deed Book / Page	73003 / 265
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACKSTONE MA
Recording Date	Sep 10, 2026
Property Address	40 UNION ST, BLACKSTONE, MA 01504-1113
Document Number	0000079134
Book / Page	74149 / 127
Instrument Date	Sep 4, 2026
Instrument	202679134
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 UNION ST, BLACKSTONE, MA 01504-1113

Mortgage

Document Number	0000079134,
Date	Sep 10, 2026
Book Page	74149/127
Instrument	202679134

Lender

Name	AVIDIA BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Type Change Date	Oct 1, 2031
Margin	3
Max Rate	-1%

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACKSTONE MA
Recording Date	Dec 22, 2025
Property Address	40 UNION ST, BLACKSTONE, MA 01504-1113
Document Number	073003-265
Book / Page	73003 / 265
Instrument Date	Dec 22, 2025
Instrument	111913
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 UNION ST, BLACKSTONE, MA 01504-1113

Mortgage

Document Number	0000111914
Date	Dec 22, 2025
Instrument	111914

Lender

Name	AVIDIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jan 1, 2031
Index	3-Year CMT

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACKSTONE MA
Recording Date	Oct 22, 2021
Property Address	40 UNION ST, BLACKSTONE, MA 01504-1113
Document Number	66358-153
Book / Page	66358 / 153
Instrument Date	Jul 1, 2021
Instrument	148831
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 UNION ST, BLACKSTONE, MA 01504-1113

Tax Assessment & Valuation

The 2026 property tax bill for 40 Union St was $7,551, up 0.3% from the year before.

Source: Worcester County and Blackstone Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Blackstone Town
Unified School District	Blackstone-Millville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,551.00 (+0.25%)	$512,300 (+2.71%) Land $182,500 Building $329,800	$607,050 (-)
2025	$7,532.00 (+1.1%)	$498,800 (+9.34%) Land $174,600 Building $324,200	$607,050 (+0.9%)
2024	$7,450.00 (+4.69%)	$456,200 (+3.73%) Land $183,100 Building $273,100	$601,635
2023	$7,116.00	$439,800 Land $183,100 Building $256,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Apr 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Union St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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