Bergen County and Rutherford Borough property record for 40 Union Ave, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,625 sqft · built 1918 |
| Lot Size | 0.078 acres (3,402 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Feb 2021) |
| Tax Bill | $11,050 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00077-0000-00003 |
| Primary APN | 56-00077-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,625 sqft Living Area |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,402 sqft (0.078 acres) |
| Lot Dimensions | 100 ft deep x 34 ft wide |
| Street Address | 40 UNION AVE |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B3 |
| Legal Description | 34X100 |
| Legal Block | 77 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 51300 |
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 UNION AVE, RUTHERFORD, NJ 07070-1206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 2, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on Record |
| Deed Sale | Feb 24, 2021 · Amount on Record |
| Prior Sale | Dec 11, 2012 · Amount on Record |
| Deed Document Number | 202124421 |
| Deed Book / Page | 3974 / 201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 24, 2021 |
| Property Address | 40 UNION AVE, RUTHERFORD, NJ 07070-1206 |
| Document Number | 0039740201 |
| Book / Page | 3974 / 201 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 2021024421 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | EMPIRE TITLE AGENCY/AZ LLC, EMPIRE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,223.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 LEAMOOR DR, 50, MORRIS PLAINS, NJ 07950-1923 |
| Name | Verified Name |
|---|---|
| Address | 40 UNION AVE, RUTHERFORD, NJ 07070-1206 |
| Document Number | 2021024422 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021024422 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 UNION AVE, RUTHERFORD, NJ 07070-1206 |
| Document Number | 0024890824 |
| Instrument Date | Dec 2, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 40 UNION AVE RUTHERFORD NJ 070701206, RUTHERFORD, NJ 07070-1206 |
| Document Number | 0024890824 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 002489/000824 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,300 (-) Land $208,000 Building $137,300 | $345,300 (-) Land $208,000 Building $137,300 | |
| 2025 | $11,050.00 (+2.54%) | $345,300 (-) Land $208,000 Building $137,300 | $345,300 (-) Land $208,000 Building $137,300 |
| 2024 | $10,776.00 (+5.12%) | ||
| 2023 | $345,300 Land $208,000 Building $137,300 | $345,300 Land $208,000 Building $137,300 | |
| 2022 | $10,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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