40 Under Cliff Rd, Trumbull, CT 06611 Property Records

Trumbull Town property record for 40 Under Cliff Rd, Trumbull, CT 06611

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,585 sqft · built 1978
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jul 1993)
Tax Bill	$13,891 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`TRUM M:G-05 L:00016 U:000`

Property Details

APN / Parcel Number

Primary APN	`TRUM M:G-05 L:00016 U:000`
Alternative APNs	`M:G05 B:00016 L:000` `432400`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,585 sqft Living Area
Gross Area	4,975 sqft
1st Floor Area	1,372 sqft
Basement Area	1,372 sqft
Unfinished Basement	1,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	432400
Street Address	40 UNDER CLIFF RD
City	TRUMBULL
State	CT
Zip	06611-2547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Lot Number	16
Jurisdiction	TRUMBULL CT
Township / Civil Division	TRUMBULL
Census Block Group	3
Census Block	3011
Census Tract	90700

Owner

Source: Trumbull Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 UNDER CLIFF RD, TRUMBULL, CT 06611-2547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 1993 · Amount on Record
Deed Sale	Jul 15, 1993 · Amount on Record
Deed Book / Page	811 / 596
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL CT
Property Address	40 UNDER CLIFF RD, TRUMBULL, CT 06611-2547
Document Number	1815-634
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 UNDER CLIFF RD TRUMBULL CT 066112547, TRUMBULL, CT 06611-2547

Mortgage

Document Number	1815-634
Date	Jun 22, 2020
Book Page	001815/000634

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Trumbull Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Trumbull Town
Unified School District	Trumbull School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,891.00	$376,250 (-) Land $154,210 Building $222,040	$263,375 Land $107,947 Building $155,428
2024	$13,891.00 (+6.2%)
2022	$13,080.00	$376,250 Land $154,210 Building $222,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20