40 Tudor St, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 40 Tudor St, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,404 sqft · built 1950
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on File
Last Sale	$779,000 (Sep 2025)
Tax Bill	$6,815 (2026)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115440`

Property Details

APN / Parcel Number

Primary APN	`115440`
Alternative APN	`WALT M:007 B:012 L:0008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	2,189 sqft
Basement Area	936 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,060 sqft (0.208 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	115440
Street Address	40 TUDOR ST
City	WALTHAM
State	MA
Zip	02451-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	12
Legal Lot Number	8
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	1
Census Block	1009
Census Tract	368101

Owner

40 Tudor St is owned and occupied by two individuals who bought it in September 2025.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 TUDOR ST, WALTHAM, MA 02451-2325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTY MORTGAGE INC
Sep 2, 2025	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Jun 21, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARVARD UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Jun 21, 2019 · Amount on File
Deed Document Number	2025105047
Deed Book / Page	84560 / 562
Prior Transfer Date	Aug 29, 2025
Prior Transfer Doc	084560-562
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Recording Date	May 5, 2026
Property Address	40 TUDOR ST, WALTHAM, MA 02451-2325
Document Number	0000050811
Book / Page	85555 / 140
Instrument Date	Apr 29, 2026
Instrument	202650811
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 TUDOR ST, WALTHAM, MA 02451-2325
Investor	Possibly a Property Investor

Mortgage

Document Number	085555-140,
Date	May 5, 2026
Book Page	85555/140
Instrument	202650811

Lender

Name	CROSSCOUNTY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Sep 2, 2025
Property Address	40 TUDOR ST, WALTHAM, MA 02451-2325
Document Number	084560-562
Book / Page	84560 / 562
Instrument Date	Aug 29, 2025
Instrument	105047
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 TUDOR ST, WALTHAM, MA 02451-2325

Mortgage

Document Number	0000105048
Date	Sep 2, 2025
Instrument	105048

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Jun 21, 2019
Property Address	40 TUDOR ST, WALTHAM, MA 02451-2325
Document Number	72802-178
Book / Page	72802 / 178
Instrument Date	Jun 19, 2019
Instrument	85945
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 TUDOR ST, WALTHAM, MA 02451-2325

Mortgage

Document Number	85946
Date	Jun 21, 2019
Instrument	85946

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 40 Tudor St was $6,815, up 6.4% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,815.00 (+6.38%)	$660,400 (+1.24%) Land $462,500 Building $197,900	$742,497 (+1.69%)
2025	$6,406.00 (+5.73%)	$652,300 (+3.79%) Land $441,400 Building $210,900	$730,170 (+7.86%)
2024	$6,059.00 (+1.52%)	$628,500 (+8.68%) Land $421,800 Building $206,700	$676,970
2023	$5,968.00	$578,300 Land $382,800 Building $195,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Tudor St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Tudor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

Nearby Properties on Tudor St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures