40 Trailside Ct, Saint Peters, MO 63303 Property Records

St. Charles County property record for 40 Trailside Ct, Saint Peters, MO 63303

Property Summary

Property TypeCondominium
Details1 bd · 1.5 ba · 1,080 sqft · built 1985
Lot Size0.013 acres (574 sqft)
Owner2 Individual Names on File
Last Sale$186,143 (Sep 2026)
Tax Bill$2,251 (2025)
Deeds & MortgagesSep 2026 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNA860001908

Property Details

APN / Parcel Number

Primary APNA860001908
Alternative APN
  • 3-0015-5853-05-0002.0000000

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,080 sqft Living Area
Gross Area1,680 sqft
1st Floor Area680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleBi-Level
Exterior MaterialMasonry Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area574 sqft (0.013 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck AreaDeck Area
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account NumberA860001908
Street Address40 TRAILSIDE CT
CitySAINT PETERS
StateMO
Zip63303-5806
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVLGS OF WINDWOOD PH1 BLDG 5 UNIT 2
Legal SubdivisionVLGS OF WINDWOOD PH1
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group3
Census Block3009
Census Tract311147

Owner

40 Trailside Ct, a condominium, is owned by two individuals who bought it in September 2026.

Source: St. Charles County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address40 TRAILSIDE CT, 2, SAINT PETERS, MO 63303-5806
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 18, 2018Warranty Deed, Transfer · Conventional Mortgage
DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2026 · Amount on File
Deed SaleSep 28, 2026 · Amount on File
Prior SaleJul 18, 2018 · Amount on File
Deed Document Number202645944
Prior Transfer DateMay 5, 2004
Prior Transfer Doc0038670105
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 28, 2026
Property Address40 TRAILSIDE CT, SAINT PETERS, MO 63303-5806
Document Number0000045944
Instrument DateSep 25, 2026
Instrument202645944
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyVISION TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 TRAILSIDE CT, 2, SAINT PETERS, MO 63303-5806

Mortgage

Document Number0000045945,
DateSep 28, 2026
Instrument202645945
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJul 18, 2018
Property Address40 TRAILSIDE CT, SAINT PETERS, MO 63303-5806
Document Number0069491681
Book / Page6949 / 1681
Map ReferenceMB 24 PG 76&77
Instrument DateJul 13, 2018
Instrument20180718000404080
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyUS TITLE CORPORATION AND OR

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 TRAILSIDE CT, 40, SAINT PETERS, MO 63303-5806

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 TRAILSIDE CT, SAINT PETERS, MO 63303-5806

Mortgage

Document Number20180718000404090
DateJul 18, 2018
Instrument20180718000404090
Lender
NameDELMAR FINANCIAL CO
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 40 Trailside Ct was $2,251, up 4.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Peters City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,026 (-)$173,823 (-) Building $173,823
2025$2,251.00 (+4.45%)$33,026$173,823 Building $173,823
2024$2,155.00
2023$30,780
2022$161,999 Building $161,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Trailside Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Trailside Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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