40 Townsend Cir, Naperville, IL 60565 Property Records

Will County property record for 40 Townsend Cir, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,712 sqft · built 1993
Lot Size	0.079 acres (3,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Apr 2021)
Tax Bill	$7,607 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-06-214-096`

Property Details

APN / Parcel Number

Primary APN	`12-02-06-214-096`
Alternative APN	`02062140960000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,712 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Frame
Lot Area	3,432 sqft (0.079 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	40 TOWNSEND CIR
City	NAPERVILLE
State	IL
Zip	60565-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 IN WINCHESTER PLACE RESUB OF LOTS 7 THRU 12 LOTS 18 THRU 70 IN WINCHESTER PLACE, BEING A SUB OF PRT OF THE W1/2 OF TH
Legal Range	10E
Legal Township	37N
Legal Section	06
Legal Subdivision	WINCHESTER PLACE T.H
Legal Lot Number	20
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	1
Census Block	1001
Census Tract	880119

Owner

Source: Will County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 TOWNSEND CIR, NAPERVILLE, IL 60565-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 20, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Jul 8, 1998 · Amount on Record
Deed Document Number	202144587
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	40 TOWNSEND CIR, NAPERVILLE, IL 60565-3033
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002954
Date	Jan 10, 2017
Instrument	R2017002954

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 20, 2021
Property Address	40 TOWNSEND CIR, NAPERVILLE, IL 60565-3033
Document Number	0000044587
Map Reference	DOC R93-7832
Instrument Date	Mar 4, 2021
Instrument	R2021044587
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8113 ROUTE 53, WOODRIDGE, IL 60517-3655

Mortgage

Document Number	0000044588
Date	Apr 20, 2021
Instrument	R2021044588

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate	2.99%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Du Page Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,607.00 (+6.45%)	$131,931 (+8.2%) Land $18,563 Building $113,368	$395,793 (+8.2%) Land $55,689 Building $340,104
2024		$121,932 (+10.95%) Land $17,156 Building $104,776	$365,796 (+10.95%) Land $51,468 Building $314,328
2022	$7,146.00 Homeowner's exemption	$109,899 Land $15,462 Building $94,437	$329,697 Land $46,386 Building $283,311

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 units insured incl. 8 condo units
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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