40 Tower Rd, Oakville, CT 06779 Property Records

Watertown Town property record for 40 Tower Rd, Oakville, CT 06779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1955
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Last Sale	$143,750 (Apr 2019)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2019 Sale & Mortgage
APN	`WATE M:112B B:83 L:40B`

Property Details

APN / Parcel Number

Primary APN	`WATE M:112B B:83 L:40B`
Alternative APNs	`WTWN M:112B B:83 L:40B` `2497`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	748 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	2497
Street Address	40 TOWER RD
City	OAKVILLE
State	CT
Zip	06779-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	83
Legal Lot Number	40B
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3001
Census Tract	360400

Owner

40 Tower Rd is owned and occupied by an individual who bought it in April 2019.

Source: Watertown Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	40 TOWER RD, OAKVILLE, CT 06779-1549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Balloon Mortgage NORCOM MORTGAGE
Apr 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on File
Deed Sale	Apr 1, 2019 · Amount on File
Prior Sale	Sep 30, 2003 · Amount on File
Deed Book / Page	2086 / 316
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	40 TOWER RD, WATERTOWN, CT 06779-1549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2164-133
Date	Dec 4, 2020
Book Page	2164/133
Instrument	123414

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	Apr 1, 2019
Property Address	40 TOWER RD, WATERTOWN, CT 06779-1549
Document Number	2086-316
Book / Page	2086 / 316
Instrument Date	Mar 23, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2086319
Date	Apr 1, 2019
Instrument	2086/319

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 40 Tower Rd was $5,192.

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,192.00	$172,830 Land $46,620 Building $126,210	$120,981 Land $32,634 Building $88,347
2024	$5,192.00 (+15.74%)
2023	$4,486.00 (+5.5%)	$121,700 (-) Land $50,200 Building $71,500
2022	$4,252.00	$121,700 Land $50,200 Building $71,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 40 Tower Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Tower Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATER & SEWER AUTHORITY serves 9,972 people · EPA ID CT1530021
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000

May also be available: Verizon.

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