DuPage County property record for 40 Tower Ln, Westmont, IL 60559
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,521 sqft · built 1992 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $452,500 (Mar 2020) |
| Tax Bill | $13,345 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-10-315-050 |
| Primary APN | 09-10-315-050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 2,521 sqft Living Area |
| Gross Area | 3,864 sqft |
| Basement Area | 1,343 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 40 TOWER LN |
|---|---|
| City | WESTMONT |
| State | IL |
| Zip | 60559-2059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | TOWER LANE ASSMT PLAT ALL |
| Legal Subdivision | TOWER LANE ASSMT PLAT |
| Legal Lot Number | 3 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | DOWNERS GROVE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 845000 |
40 Tower Ln is owned and occupied by two individuals who bought it in March 2020.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 TOWER LN, WESTMONT, IL 60559-2059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Mar 23, 2020 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2020 · Amount on File |
| Deed Sale | Mar 23, 2020 · Amount on File |
| Prior Sale | Jul 10, 2007 · Amount on File |
| Deed Document Number | 202028662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 40 TOWER LN, WESTMONT, IL 60559-2059 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 40 TOWER LN, WESTMONT, IL 60559-2059 |
| Document Number | 0000001839 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | R2024-001839 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Dec 26, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 40 TOWER LN, WESTMONT, IL 60559-2059 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000098820 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | R2020-098820 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Mar 23, 2020 |
| Property Address | 40 TOWER LN, WESTMONT, IL 60559-2059 |
| Document Number | 0000028662 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 28662 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $679.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 TOWER LN WESTMONT IL 605592059, WESTMONT, IL 60559-2059 |
| Document Number | 28663 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 28663 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 40 Tower Ln was $13,345 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Downers Grove Township |
| Municipality | Westmont Village |
| Unified School District | Westmont Community Unit School District 201 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,345.00 | $224,807 Land $68,635 Building $156,172 | $674,421 Land $205,905 Building $468,516 |
| 2022 | $9,131.00 Homeowner's exemption | $143,460 Land $55,370 Building $88,090 | $430,380 Land $166,110 Building $264,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 Tower Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1978–1983) |
| Most Recent Claim | Jul 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Tower Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTMONT serves 24,161 people · EPA ID IL0430950 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | May 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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