40 Timber Ridge Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 40 Timber Ridge Dr, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	2,052 sqft Heated Area
Lot Size	44,867 sqft (1.03 acres)
Garage	528 sqft
Tax Bill	$749.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`459209151944000`
Alternative APN	`53436`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,052 sqft Heated Area
Upper Floors	864 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Exterior Material	Wood Exterior
Foundation Type	Footing Foundation
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	44,867 sqft (1.03 acres)
Depth X Width	334 ft x 185 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	528 sqft Garage

Exterior Amenities

Deck Area	388 sqft Deck
Porch	Open Porch
Porch Area	638 sqft Porch
Topography	Mountain Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	53436
Street Address	40 TIMBER RIDGE DR
City	MURPHY
State	NC
Zip	28906-8932
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 FOX RUN DEV P/O TR 43 SEC 1 TARHEEL 1657/640
Legal Tract	43
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	3
Census Block	3008
Census Tract	930502

Owner

Source: Cherokee County records · APN 459209151944000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 1771, MURPHY, NC 28906-8860
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Sep 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2020
Deed Sale	Dec 01, 2020
Prior Sale	Jan 08, 2016
Deed Doc Number	0000064129
Deed Book / Page	1137 / 0092
Prior Transfer Date	Sep 23, 2020
Prior Transfer Doc	5322
Record Refreshed	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	40 TIMBER RIDGE DR, MURPHY, NC 28906-8932
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01619/0822
Date	Aug 01, 2019
Book Page	01619/0822
Instrument	03502

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 23, 2020
Property Address	40 TIMBER RIDGE DR, MURPHY, NC 28906-8932
Document Number	1657/640
Book / Page	1657 / 640
Instrument Date	Sep 23, 2020
Instrument	5322
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1170 MOCCASIN CREEK RD, 1170, MURPHY, NC 28906-2371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 TIMBER RIDGE DR, MURPHY, NC 28906-8932

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$749.00	$184,350 (-)	$184,350 (-) Land $20,000 Building $164,350
2023		$184,350	$184,350 Land $20,000 Building $164,350

Flood & Wildfire

40 Timber Ridge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 38th percentile of exposed land nationally · 54th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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