40 Timber Ridge Dr, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 40 Timber Ridge Dr, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,044 sqft · built 1988
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jun 1997)
Tax Bill	$22,659 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 44.-5-25`

Property Details

APN / Parcel Number

Primary APN	`473489 44.-5-25`
Alternative APNs	`0800-044.00-05.00-025.000` `348904400000050250000000` `47340011678`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,044 sqft Living Area
Gross Area	3,514 sqft
1st Floor Area	1,618 sqft
2nd Floor Area	1,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	40 TIMBER RIDGE DR
City	COMMACK
State	NY
Zip	11725-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-99326.6 TC-51 TIMBER RIDGE @ COMMACK SEC 8 LOT 309 *8121
Legal Subdivision	TIMBER RDG/COMMACK SEC 8
Legal Block	5
Legal Lot Number	25
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2003
Census Tract	135103

Owner

40 Timber Ridge Dr is owned and occupied by two individuals who bought it in June 1997.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 TIMBER RIDGE DR, COMMACK, NY 11725-1742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 1997 · Amount on File
Deed Sale	Jun 3, 1997 · Amount on File
Deed Book / Page	11833 / 546
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 13, 2020
Property Address	40 TIMBER RIDGE DR, COMMACK, NY 11725-1742
Document Number	0130630936
Book / Page	013063 / 000936
Instrument Date	Apr 13, 2020
Transaction Type	Transfer
Record Updated	Sep 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 TIMBER RIDGE DR COMMACK NY 117251742, COMMACK, NY 11725-1742

Mortgage

Document Number	231520580
Date	Jul 13, 2020
Book Page	023152/000580

Lender

Name	BETH PAGE FCU
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,320 Land $425 Building $7,895	$1,040,000 Land $53,125 Building $986,875
2024	$22,659.00
2023		$8,320 Land $425 Building $7,895	$9,564 Land $489 Building $9,075

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 Timber Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Timber Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20