Essex County and Georgetown Town property record for 40 Thurlow St, Georgetown, MA 01833
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,046 sqft · built 1954 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $306,000 (Aug 2016) |
| Tax Bill | $7,001 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GEOR M:00017 B:00000 L:00021 |
| Primary APN | GEOR M:00017 B:00000 L:00021 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,046 sqft Living Area |
| Gross Area | 1,749 sqft |
| Basement Area | 703 sqft |
| Unfinished Basement | 703 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,503 sqft (0.31 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 THURLOW ST |
|---|---|
| City | GEORGETOWN |
| State | MA |
| Zip | 01833-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 21 |
| Jurisdiction | GEORGETOWN MA |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 265102 |
40 Thurlow St is owned and occupied by two individuals who bought it in August 2016.
Source: Essex County and Georgetown Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 THURLOW ST, GEORGETOWN, MA 01833-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on File |
| Deed Sale | Aug 1, 2016 · Amount on File |
| Prior Sale | May 15, 2015 · Amount on File |
| Deed Book / Page | 35135 / 12 |
| Transfer Doc | 0035135-12 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 40 THURLOW ST, GEORGETOWN, MA 01833-1130 |
| Document Number | 38353-1 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 THURLOW ST GEORGETOWN MA 018331130, GEORGETOWN, MA 01833-1130 |
| Document Number | 38353-1 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 038353/000001 |
| Instrument | 20004090 |
| Name | ROSS MTG CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2050 |
The 2026 property tax bill for 40 Thurlow St was $7,001, up 24.4% from the year before.
Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Georgetown Town |
| Unified School District | Georgetown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,001.00 (+24.42%) | $508,800 (-) Land $253,700 Building $255,100 | $507,254 (+14.68%) |
| 2025 | $5,627.00 (+12.34%) | $508,800 (+27.49%) Land $253,700 Building $255,100 | $442,320 |
| 2024 | $5,009.00 (-3.3%) | $399,100 (-) Land $175,000 Building $224,100 | |
| 2023 | $5,180.00 | $399,100 Land $175,000 Building $224,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Thurlow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Thurlow St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
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