40 Thomas St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 40 Thomas St, Bloomfield, NJ 07003 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,408 sqft · built 1964
Lot Size0.123 acres (5,349 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Jun 2004)
Tax Bill$11,168 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone AE (high risk)
APN02-00213-0000-00025

Property Details

APN / Parcel Number

Primary APN02-00213-0000-00025
Alternative APN
  • 020021300025

Interior

Stories1 Story
Building Area1,408 sqft Living Area
1st Floor Area1,408 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Lot Area5,349 sqft (0.123 acres)
Lot Dimensions191 ft deep x 28 ft wide

Location & Zoning

Old Parcel Number020021300025
Street Address40 THOMAS ST
CityBLOOMFIELD
StateNJ
Zip07003-2328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 X 191
Legal Block213
Legal Lot Number25
JurisdictionESSEX NJ
Township / Civil DivisionBLOOMFIELD
Census Block Group4
Census Block4008
Census Tract15600

Owner

Source: Essex County and Bloomfield Township records · APN 02-00213-0000-00025

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 THOMAS ST, BLOOMFIELD, NJ 07003-2328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2004 · Amount on Record
Deed SaleJun 15, 2004 · Amount on Record
Prior SaleNov 20, 2002 · Amount on Record
Deed Book / Page6078 / 271
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address40 THOMAS ST, BLOOMFIELD, NJ 07003-2328
Transaction TypeMortgage
Record UpdatedSep 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074757
DateAug 10, 2022
Instrument2022074757
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 09, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBloomfield Township
Unified School DistrictBloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$320,100 (-) Land $87,000 Building $233,100$320,100 (-) Land $87,000 Building $233,100
2025$11,168.00 (+2.86%)$320,100 (-) Land $87,000 Building $233,100$320,100 (-) Land $87,000 Building $233,100
2024$10,857.00 (+5.93%)
2023$320,100 Land $87,000 Building $233,100$320,100 Land $87,000 Building $233,100
2022$10,249.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130156004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 65 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims95 (1981–2024)
Claims Outside the SFHA5 of 95
Most Recent ClaimAug 2024, river or lake flooding
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 23 claims
  • Hurricane Irene, Aug 2011 · 22 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 26 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 602 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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