40 Thomas Pl, Lake Forest, IL 60045 Property Records

Lake County property record for 40 Thomas Pl, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,610 sqft · built 1977
Lot Size	0.637 acres (27,735 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (May 2021)
Tax Bill	$18,169 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-28-107-006`

Property Details

APN / Parcel Number

Primary APN	`12-28-107-006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,610 sqft Living Area
Gross Area	6,312 sqft
1st Floor Area	2,028 sqft
Upper Floors Area	1,582 sqft
Basement Area	1,838 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	27,735 sqft (0.637 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 THOMAS PL
City	LAKE FOREST
State	IL
Zip	60045-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB OF LOT A BLK 6 & LOT A BLK 7 OF WOODVIEW ACRES LOT 14 BLOCK 7
Legal Subdivision	WOODVIEW ACRES
Legal Block	6,7
Legal Lot Number	A,14
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1001
Census Tract	863500

Owner

40 Thomas Pl is owned and occupied by two individuals who bought it in May 2021.

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 THOMAS PL, LAKE FOREST, IL 60045-1223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Prior Sale	Apr 19, 1994 · Amount on File
Deed Document Number	20217792187
Prior Transfer Date	Mar 30, 1994
Prior Transfer Doc	0003528172
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 25, 2021
Property Address	40 THOMAS PL, LAKE FOREST, IL 60045-1223
Document Number	0007792187
Map Reference	DOC 1108180
Instrument Date	May 12, 2021
Instrument	7792187
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3232 N HALSTED ST APT D507, D507, CHICAGO, IL 60657-3485

Mortgage

Document Number	0007792188
Date	May 25, 2021
Instrument	7792188

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$339,839 Land $200,694 Building $139,145	$1,019,619 Land $602,142 Building $417,477
2024	$18,169.00 (+12.33%)
2023	$16,175.00 (+4.85%)	$287,460 (+4.96%) Land $169,761 Building $117,699	$862,466 (+4.96%) Land $509,334 Building $353,132
2022	$15,427.00	$273,883 Land $161,743 Building $112,140	$821,732 Land $485,278 Building $336,454

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Thomas Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Thomas Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Thomas Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures