40 Thomas Ln, Oldsmar, FL 34677 Property Records

Pinellas County property record for 40 Thomas Ln, Oldsmar, FL 34677

Property Summary

Property TypePlanned Unit Development
Details1,250 sqft · built 1982
Lot Size0.104 acres (4,546 sqft)
OwnerIndividual Name on Record
Last Sale$249,900 (Dec 2020)
Tax Bill$2,553 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Mar 2020 Transfer
Flood ZoneZone X (moderate risk)
APNC62-000-758-3017-4

Property Details

APN / Parcel Number

Primary APNC62-000-758-3017-4
Alternative APNs
  • 04-28-16-73362-000-0280
  • 281604733620000280
  • 162804733620000280
  • R32562

Interior

Stories1 Story
Building Area1,250 sqft Living Area
1st Floor Area1,250 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1989
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area4,546 sqft (0.104 acres)
View / LotInterior
Garage TypeCarport
CarportCarport
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR32562
Street Address40 THOMAS LN
CityOLDSMAR
StateFL
Zip34677-2044
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRPD251
Legal DescriptionQUAIL FOREST CLUSTER HOMES UNIT ONE-B LOT 28
Legal Range16E
Legal Township28S
Legal Section4
Legal SubdivisionQUAIL FOREST CLUSTER HOMES
Legal Tract73362
Legal Lot Number28
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2008
Census Tract27325

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 THOMAS LN, OLDSMAR, FL 34677-2044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2020Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY LENDING GROUP LLC
Mar 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2020 · Amount on Record
Deed SaleDec 2, 2020 · Amount on Record
Prior SaleNov 29, 2012 · Amount on Record
Deed Document Number2020362486
Deed Book / Page21281 / 665
Prior Transfer DateNov 30, 2020
Prior Transfer Doc0212810665
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 2, 2020
Property Address40 THOMAS LN, OLDSMAR, FL 34677-2044
Document Number0212810665
Book / Page21281 / 665
Map ReferenceMB 84 PG 46-50
Instrument DateNov 30, 2020
Instrument2020362486
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyTROPICAL TITLE INSURANCE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,749.30
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address5562 SALEM SQUARE DR S, 5562, PALM HARBOR, FL 34685-1140

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 THOMAS LN, OLDSMAR, FL 34677-2044

Mortgage

Document Number0021281667
DateDec 2, 2020
Instrument21281/667
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateMar 20, 2020
Property Address40 THOMAS LN, OLDSMAR, FL 34677-2044
Document Number0209312048
Book / Page020931 / 002048
Instrument DateMar 20, 2020
Instrument94745
Transaction TypeTransfer
Record UpdatedApr 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address40 THOMAS LN OLDSMAR FL 346772044, OLDSMAR, FL 34677-2044

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,553.00 (+6.24%) Homeowner's exemption$175,810 (+5.99%)$281,977 (+4.79%) Building $281,977
2024$2,403.00 (+2.34%)
2023$2,348.00 (+3.35%) Homeowner's exemption$165,879 (+3%)$269,100 (+13.84%) Building $269,100
2022$2,272.00 Homeowner's exemption$161,048$236,382 Building $236,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 267 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies267 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA14 of 22
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Frontier, WOW Internet, Cable & Phone.

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