40 Thistledown Ln, Cheraw, SC 29520 Property Records

Chesterfield County property record for 40 Thistledown Ln, Cheraw, SC 29520

Property Summary

Property Type	Single Family Home
Details	built 2020
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Apr 2026)
Tax Bill	$1,185 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227 000 000 018`

Property Details

APN / Parcel Number

Primary APN	`227 000 000 018`
Alternative APNs	`00029987` `00043628` `43628`

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	80,150 sqft (1.84 acres)

Location & Zoning

Account Number	00029987
Street Address	40 THISTLEDOWN LN
City	CHERAW
State	SC
Zip	29520-5959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.84 ACRES
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2019
Census Tract	950503

Owner

Source: Chesterfield County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3031 FAIR RIDGE WAY, CONWAY, SC 29526-2366
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPC CREDIT UNION
Apr 30, 2026	Deed, Transfer · Conventional Mortgage SPC CREDIT UNION
Sep 14, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	20261825
Deed Book / Page	584 / 116
Prior Transfer Date	Jan 7, 2022
Prior Transfer Doc	0000000336
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Recording Date	Apr 30, 2026
Property Address	40 THISTLEDOWN LN, CHERAW, SC 29520-5959
Document Number	0000001826
Book / Page	571 / 826
Instrument Date	Apr 30, 2026
Instrument	20261826
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	40 THISTLEDOWN LN, CHERAW, SC 29520-5959

Mortgage

Document Number	0000001826,
Date	Apr 30, 2026
Book Page	571/826
Instrument	20261826

Lender

Name	SPC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Apr 30, 2026
Property Address	40 THISTLEDOWN LN, CHERAW, SC 29520-5959
Document Number	0000001825
Book / Page	584 / 116
Instrument Date	Apr 30, 2026
Instrument	2026.1825
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,373.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	000571/826,
Date	Apr 30, 2026
Book Page	571/826
Instrument	2026.1826

Lender

Name	SPC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Sep 14, 2020
Property Address	40 THISTLEDOWN LN, CHERAW, SC 29520-5959
Document Number	000532/139
Book / Page	532 / 139
Map Reference	MB S PG 16
Instrument Date	Sep 11, 2020
Instrument	202000003588
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 THISTLEDOWN LN, CHERAW, SC 29520-5959

Mortgage

Document Number	000517/877
Date	Sep 14, 2020
Book Page	517/877
Instrument	202000003589

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,185.00 (+27.15%)	$9,000 (+14.94%) Land $640 Building $8,360	$286,000 (+46.14%) Land $18,000 Building $268,000
2023	$932.00	$7,830 Land $560 Building $7,270	$195,700 Land $14,000 Building $181,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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