40 Territorial Rd E, Battle Creek, MI 49015 Property Records

Calhoun County property record for 40 Territorial Rd E, Battle Creek, MI 49015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1930
Lot Size	0.111 acres (4,835 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Jan 2020)
Deeds & Mortgages	Feb 2017 Line of Credit Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7320-14-519-0`

Property Details

APN / Parcel Number

Primary APN	`7320-14-519-0`
Alternative APN	`52-7320-14-519-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Lot Area	4,835 sqft (0.111 acres)
Lot Dimensions	115 ft deep x 38.1 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 TERRITORIAL RD E
City	BATTLE CREEK
State	MI
Zip	49015-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RICHARDS SUB DIV OF RURAL PARK E 42 FT OF W 90 FT LOTS 19 & 20
Legal Range	8W
Legal Township	2S
Legal Subdivision	NICHOLS PLAT
Legal Lot Number	19-20
Jurisdiction	CALHOUN MI
Township / Civil Division	BATTLE CREEK
Census Block Group	1
Census Block	1002
Census Tract	1700

Owner

40 Territorial Rd E is owned and occupied by an individual who bought it in January 2020.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	40 TERRITORIAL RD E, BATTLE CREEK, MI 49015-3410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · Line of Credit MARSHALL COMMUNITY CU
Jan 22, 2020	Warranty Deed, Transfer · Commercial Mortgage MARSHALL COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on File
Deed Sale	Jan 22, 2020 · Amount on File
Prior Sale	Nov 30, 2012 · Amount on File
Deed Book / Page	4386 / 367
Prior Transfer Date	May 28, 1998
Prior Transfer Doc	2035000156
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	40 TERRITORIAL RD E, BATTLE CREEK, MI 49015-3410
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04118/0889
Date	Feb 21, 2017
Book Page	4118/0889

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	MARSHALL, MI 49068

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jan 22, 2020
Property Address	40 TERRITORIAL RD E, BATTLE CREEK, MI 49015-3410
Document Number	04386/0367
Book / Page	4386 / 0367
Map Reference	LB 1 PG 36
Instrument Date	Jan 17, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,909.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15001 JIMMY DR, 15001, VICKSBURG, MI 49097-9741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8266 W O AVE, KALAMAZOO, MI 49009-9641

Mortgage

Document Number	0004387892
Date	Jan 22, 2020
Instrument	4387/892

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
Municipality	Battle Creek City
Unified School District	Lakeview School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$47,200 (+16.54%)
2025	$40,500	$94,400 (+16.54%)
2024		$81,000 (+24.54%)
2023	$32,520	$65,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 40 Territorial Rd E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Territorial Rd E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATTLE CREEK - VERONA SYSTEM serves 43,975 people · EPA ID MI0000450
Water Source	Groundwater
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	Corrosion control Jan 2020
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Metronet, T-Mobile, Verizon.

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