Worcester County and Gardner City property record for 40 Teaberry Ln, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,665 sqft · built 1993 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Individual Name on File |
| Last Sale | $36,500 (Jun 1991) |
| Tax Bill | $79 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:W-22 B:0045 L:0046 |
| Primary APN | M:W-22 B:0045 L:0046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,665 sqft Living Area |
| Gross Area | 5,352 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 54,014 sqft (1.24 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 TEABERRY LN |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-4221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 12 |
| Legal Lot Number | 46 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN M:W-22 B:0045 L:0046
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 TEABERRY LN, GARDNER, MA 01440-4221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK |
| Dec 05, 2017 | Deed of Trust, Mortgage SALEM FIVE MTG CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 1991 · Amount on Record |
| Deed Sale | Jun 03, 1991 · Amount on Record |
| Deed Book / Page | 13433 / 14 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 40 TEABERRY LN, GARDNER, MA 01440-4221 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069584-202 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 69584/202 |
| Instrument | 72038 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 40 TEABERRY LN, GARDNER, MA 01440-4221 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58142-102 |
|---|---|
| Date | Dec 05, 2017 |
| Book Page | 58142/102 |
| Instrument | 136088 |
| Name | SALEM FIVE MTG CO |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 01, 2047 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79.00 (-99.07%) | $553,100 (-2.61%) Land $97,800 Building $455,300 | $560,120 |
| 2024 | $8,513.00 (+3.63%) | $567,900 (+11.51%) Land $89,100 Building $478,800 | |
| 2023 | $8,215.00 | $509,300 Land $100,200 Building $409,100 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 49 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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