40 Talori Ave, Saint Johns, FL 32259 Property Records

St. Johns County property record for 40 Talori Ave, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,568 sqft · built 2017
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Apr 2021)
Tax Bill	$8,890 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005732-0720`

Property Details

APN / Parcel Number

Primary APN	`005732-0720`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,568 sqft Living Area
Gross Area	3,222 sqft
1st Floor Area	2,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	826 sqft
Patio Area	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 TALORI AVE
City	SAINT JOHNS
State	FL
Zip	32259-1290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	74/68-85 CELESTINA PHASE 1A LOT 72 OR5227/1800
Legal Range	27E
Legal Township	04S
Legal Section	36
Legal Subdivision	CELESTINA PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	72
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3000
Census Tract	20801

Owner

40 Talori Ave is owned and occupied by an individual who bought it in April 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	40 TALORI AVE, SAINT JOHNS, FL 32259-1290
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Apr 5, 2021	Warranty Deed, Transfer LANDMARK TITLE
Oct 16, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Oct 16, 2017 · Amount on File
Deed Document Number	202137177
Deed Book / Page	5227 / 1800
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	40 TALORI AVE, SAINT JOHNS, FL 32259-1290
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 TALORL AVENUE, ST JOHNS, FL 32259-1290

Mortgage

Document Number	0052780512
Date	May 28, 2021
Book Page	5278/512
Instrument	2021060708

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 5, 2021
Property Address	40 TALORI AVE, SAINT JOHNS, FL 32259-1290
Document Number	0052271800
Book / Page	5227 / 1800
Map Reference	MB 74 PG 68-85
Instrument Date	Mar 29, 2021
Instrument	2021037177
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Tax	$3,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 CONVEX LN, SAINT AUGUSTINE, FL 32095-7505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 TALORI AVE, SAINT JOHNS, FL 32259-1290

October 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 16, 2017
Property Address	40 TALORI AVE, SAINT JOHNS, FL 32259-1290
Document Number	0044490263
Book / Page	4449 / 0263
Map Reference	MB74 PG68-875
Instrument Date	Oct 16, 2017
Instrument	2017070141
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 N REO ST STE 330, 405, TAMPA, FL 33609-1064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 TALORI AVE, SAINT JOHNS, FL 32259-1290

Mortgage

Document Number	2017070142
Date	Oct 16, 2017
Instrument	2017070142

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 40 Talori Ave was $8,890 with a homeowner's exemption, up 9.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,750 (+2.7%)	$578,666 (-6.45%) Land $200,000 Building $378,666
2025	$8,890.00 (+9.23%) Homeowner's exemption	$545,034 (+2.9%)	$618,578 (+7.01%) Land $205,000 Building $413,578
2024	$8,139.00 (+2.16%) Homeowner's exemption	$529,673 (+3%)	$578,083 (+12.41%) Land $180,000 Building $398,083
2023	$7,967.00 (-1.3%) Homeowner's exemption	$514,246 (-1.09%)	$514,246 (-1.09%) Land $130,000 Building $384,246
2022	$8,072.00 Homeowner's exemption	$519,914	$519,914 Land $128,800 Building $391,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Talori Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Talori Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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