40 Susan Dr, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 40 Susan Dr, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,819 sqft · built 2010
Lot Size	0.443 acres (19,301 sqft)
Owner	2 Company Names on Record
Last Sale	$705,000 (Nov 2014)
Tax Bill	$13,636 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:044.0-0000-0037.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:044.0-0000-0037.0`
Alternative APNs	`M:044.0=0000=0037.0` `1900000000290` `1900000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,819 sqft Living Area
Gross Area	6,264 sqft
Basement Area	1,246 sqft
Unfinished Basement	249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,301 sqft (0.443 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1900000000290
Street Address	40 SUSAN DR
City	READING
State	MA
Zip	01867-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4000
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	40 SUSAN DR, READING, MA 01867-1239
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · ARM MORTGAGE NETWORK INC
Dec 23, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 28, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2014 · Amount on Record
Deed Sale	Nov 19, 2014 · Amount on Record
Prior Sale	Sep 25, 2006 · Amount on Record
Deed Book / Page	64534 / 353
Last Transfer Date	Oct 5, 2022
Transfer Doc	081102-541
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	40 SUSAN DR, READING, MA 01867-1239
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080233-503
Date	Jun 6, 2022
Book Page	80233/503
Instrument	84665

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2032
Index	1-Year CMT

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Dec 23, 2022
Property Address	40 SUSAN DR, READING, MA 01867-1239
Document Number	081102-541
Book / Page	81102 / 541
Instrument Date	Oct 5, 2022
Instrument	186901
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SUSAN DR, READING, MA 01867-1239

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	40 SUSAN DR, READING, MA 01867-1239
Document Number	68748-135
Instrument Date	Dec 28, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68748-135
Date	Jan 12, 2017
Book Page	068748/000135
Instrument	6229

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,636.00 (+1.52%)	$1,244,200 (+5.5%) Land $518,200 Building $725,100	$1,393,797 (+4.6%)
2025	$13,432.00 (+1.16%)	$1,179,300 (+4.1%) Land $491,200 Building $688,100	$1,332,470 (-0.27%)
2024	$13,278.00 (+3.24%)	$1,132,900 (+10.91%) Land $471,800 Building $661,100	$1,336,080
2023	$12,861.00	$1,021,500 Land $425,400 Building $596,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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