40 Surfside Rd, Pryor, OK 74361 Property Records

Mayes County property record for 40 Surfside Rd, Pryor, OK 74361

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 1968
Lot Size	0.591 acres (25,773 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Apr 2025)
Tax Bill	$2,944 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2010 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`15896`

Property Details

APN / Parcel Number

Primary APN	`15896`
Alternative APN	`0825-00-001-015-0-009-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	25,773 sqft (0.591 acres)
Garage Type	Detached
Garage Area	1,222 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	240 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15896
Street Address	40 SURFSIDE RD
City	PRYOR
State	OK
Zip	74361-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILKERSON SURFSIDE BLK 1 LOTS 16,17,N12.3'OF 15
Legal Range	20E
Legal Township	22N
Legal Section	33
Legal Subdivision	WILKERSON SURFSIDE
Legal Block	1
Legal Lot Number	16,17
Jurisdiction	MAYES OK
Township / Civil Division	ADAIR
Census Block Group	2
Census Block	2011
Census Tract	40802

Owner

Source: Mayes County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 SURFSIDE RD, PRYOR, OK 74361-3306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMAS CU
Oct 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage ARVEST MORTGAGE CO
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMAS CU
May 18, 2007	Deed of Trust, Mortgage RCB BANK
Apr 11, 2025	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTMENT SERVICES CORP
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMAS CU
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMAS CU
Dec 14, 2015	Warranty Deed, Transfer · Conventional Mortgage OKLAHOMA EMPLOYEES CU
Sep 17, 2012	Warranty Deed, Transfer · Conventional Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2025 · Amount on Record
Deed Sale	Apr 11, 2025 · Amount on Record
Prior Sale	Dec 14, 2015 · Amount on Record
Deed Document Number	2025746521
Deed Book / Page	1567 / 281
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAYES OK
Property Address	40 SURFSIDE RD, PRYOR, OK 74361-3306
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001412/638
Date	Jul 6, 2020
Book Page	1412/638
Instrument	2020-704862

Lender

Name	OKLAHOMAS CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAYES OK
Property Address	40 SURFSIDE RD, PRYOR, OK 74361-3306
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01182/0311
Date	Oct 8, 2010
Book Page	1182/0311
Instrument	1996-631334

Lender

Name	ARVEST MORTGAGE CO
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Nov 1, 2017

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAYES OK
Property Address	40 SURFSIDE RD, PRYOR, OK 74361-3306
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST RATE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001410/230
Date	Jun 8, 2020
Book Page	1410/230
Instrument	2020-704224

Lender

Name	OKLAHOMAS CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAYES OK
Property Address	40 SURFSIDE RD, PRYOR, OK 74361-3306
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01096/0143
Date	May 18, 2007
Book Page	1096/0143
Instrument	1996-602597

Lender

Name	RCB BANK
Type	Bank
Address	PRYOR, OK 74361

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 21, 2012

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAYES OK
Recording Date	Apr 11, 2025
Property Address	40 SURFSIDE RD, PRYOR, OK 74361-3306
Document Number	001567/281
Book / Page	1567 / 281
Instrument Date	Mar 31, 2025
Instrument	I-1996-746521
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	MAYES COUNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$802.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	001567/285
Date	Apr 11, 2025
Book Page	1567/285
Instrument	I-1996-746522

Lender

Name	MORTGAGE INVESTMENT SERVICES CORP
Type	Mortgage Company
Address	22316 MIDLAND DR, SHAWNEE, KS 66226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAYES OK
Property Address	40 SURFSIDE RD, PRYOR, OK 74361-3306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST RATE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1410/230
Date	Jun 8, 2020
Book Page	1410/230
Instrument	2020-704224

Lender

Name	OKLAHOMAS CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAYES OK
Property Address	40 SURFSIDE RD, PRYOR, OK 74361-3306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1412/638
Date	Jul 6, 2020
Book Page	1412/638
Instrument	2020-704862

Lender

Name	OKLAHOMAS CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

December 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAYES OK
Recording Date	Dec 14, 2015
Property Address	40 SURFSIDE RD, PRYOR, OK 74361-3306
Document Number	01497/0992
Book / Page	1497 / 0992
Instrument Date	Dec 11, 2015
Instrument	1996-669147
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SURFSIDE RD, PRYOR, OK 74361-3306

Mortgage

Document Number	1996669148
Date	Dec 14, 2015
Instrument	1996-669148

Lender

Name	OKLAHOMA EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2046

September 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAYES OK
Recording Date	Sep 17, 2012
Property Address	40 SURFSIDE RD, PRYOR, OK 74361-3306
Document Number	01225/0550
Book / Page	1225 / 0550
Instrument Date	Sep 14, 2012
Instrument	1996-645674
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	01225/0551
Date	Sep 17, 2012
Book Page	1225/0551
Instrument	1996-645675

Lender

Name	BANCFIRST
Type	Bank
Address	OKLAHOMA CITY, OK 73102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2027

Tax Assessment & Valuation

Source: Mayes County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Mayes County
Unified School District	Pryor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,920 (+67.09%) Land $20,093 Building $39,827	$535,000 (+30.81%) Land $179,400 Building $355,600
2025	$2,944.00 (+3.12%) Homeowner's exemption	$35,860 (+3%) Land $15,920 Building $19,940	$408,976 (+27.86%) Land $179,400 Building $229,576
2024	$2,855.00 (+3.97%) Homeowner's exemption	$34,814 (+3%) Land $15,456 Building $19,358	$319,869 (+2.29%) Land $138,000 Building $181,869
2023	$2,746.00 Homeowner's exemption	$33,801 Land $15,456 Building $18,345	$312,715 Land $138,000 Building $174,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2018–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2022 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAYES CO RWD # 6 serves 3,750 people · EPA ID OK1021666
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Salina Spavinaw Telephone Fiber	1,000 / 1,000

May also be available: BOLT Fiber, Wisper ISP.

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