40 Summit St, Park Ridge, NJ 07656 Property Records

Bergen County and Park Ridge Borough property record for 40 Summit St, Park Ridge, NJ 07656

Property Summary

Property TypeSingle Family Home
Details1,346 sqft · built 1958
Lot Size0.371 acres (16,169 sqft)
Owner2 Company Names on Record
Last Sale$669,000 (Apr 2022)
Tax Bill$12,929 (2025)
Deeds & MortgagesFeb 2026 Transfer
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN47-01110-0000-00016

Property Details

APN / Parcel Number

Primary APN47-01110-0000-00016
Alternative APNs
  • 470111000016
  • 111016

Interior

Stories1 Story
Building Area1,346 sqft Living Area
1st Floor Area1,346 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area16,169 sqft (0.371 acres)
Lot Dimensions165 ft deep x 98 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number111016
Street Address40 SUMMIT ST
CityPARK RIDGE
StateNJ
Zip07656-1165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Description98X165 1.0LT
Legal SubdivisionMODEL SILK FARM/PK RDG SEC 2
Legal Block1110
Legal Lot Number16
JurisdictionBERGEN NJ
Township / Civil DivisionPARK RIDGE
Census Block Group3
Census Block3011
Census Tract43001

Owner

Source: Bergen County and Park Ridge Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address40 SUMMIT ST, PARK RIDGE, NJ 07656-1165
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2026Intrafamily Transfer, Transfer
Apr 21, 2022Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jun 2, 2021Deed, Transfer · Conventional Mortgage
NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2022 · Amount on Record
Deed SaleApr 21, 2022 · Amount on Record
Prior SaleJun 2, 2021 · Amount on Record
Deed Document Number202243961
Deed Book / Page4658 / 810
Last Transfer DateJan 16, 2026
Transfer Doc0057171155
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateFeb 4, 2026
Property Address40 SUMMIT ST, PARK RIDGE, NJ 07656-1165
Document Number0057171155
Book / Page5717 / 1155
Instrument DateJan 16, 2026
Instrument2026007848
Transaction TypeTransfer
Record UpdatedFeb 25, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address40 SUMMIT ST, PARK RIDGE, NJ 07656-1165

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SUMMIT ST, PARK RIDGE, NJ 07656-1165

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateApr 21, 2022
Property Address40 SUMMIT ST, PARK RIDGE, NJ 07656-1165
Document Number0046580810
Book / Page4658 / 810
Instrument DateMar 28, 2022
Instrument2022043961
Transaction TypeTransfer
Record UpdatedJun 14, 2022
Title CompanyFIRST LEGACY GROUP TITLE AND ABSTRACT, FIRST LEGACY GROUP TTL & ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,916.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address273 16TH ST # ST616, 273, JERSEY CITY, NJ 07310-1000

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SUMMIT ST, PARK RIDGE, NJ 07656-1165

Mortgage

Document Number2022043962
DateApr 21, 2022
Instrument2022043962
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJun 2, 2021
Property Address40 SUMMIT ST, PARK RIDGE, NJ 07656-1165
Document Number0041821988
Book / Page4182 / 1988
Instrument DateApr 9, 2021
Instrument2021087862
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,754.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address52 PIERMONT RD, 52, ROCKLEIGH, NJ 07647-2710

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SUMMIT ST, PARK RIDGE, NJ 07656-1165

Mortgage

Document Number2021087863
DateJun 2, 2021
Instrument2021087863
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Park Ridge Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityPark Ridge Borough
Unified School DistrictPark Ridge Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$387,900 (-) Land $286,000 Building $101,900$387,900 (-) Land $286,000 Building $101,900
2025$12,929.00 (+2.62%)$387,900 (-) Land $286,000 Building $101,900$387,900 (-) Land $286,000 Building $101,900
2024$12,599.00 (+5.15%)
2023$387,900 Land $286,000 Building $101,900$387,900 Land $286,000 Building $101,900
2022$11,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims10 (1979–2024)
Claims Outside the SFHA9 of 10
Most Recent ClaimAug 2024 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARK RIDGE WATER DEPT
serves 16,466 people · EPA ID NJ0247001
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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