York County and Old Orchard Beach Town property record for 40 Summit St, Old Orchard Beach, ME 04064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,796 sqft · built 1947 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,500 (Jun 2022) |
| Tax Bill | $4,482 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OOBH M:206 B:29 L:10 |
| Primary APN | OOBH M:206 B:29 L:10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 3,200 sqft |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 1,224 sqft |
| Unfinished Basement | 1,224 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,000 sqft (0.459 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 SUMMIT ST |
|---|---|
| City | OLD ORCHARD BEACH |
| State | ME |
| Zip | 04064-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 29 |
| Legal Lot Number | 10 |
| Jurisdiction | OLD ORCHARD BEACH ME |
| Township / Civil Division | OLD ORCHARD BEACH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 6106 |
Source: York County and Old Orchard Beach Town records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 SUMMIT ST, OLD ORCHARD BEACH, ME 04064-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CPORT CREDIT UNION |
| Jun 15, 2022 | Personal Representative Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on Record |
| Deed Sale | Jun 15, 2022 · Amount on Record |
| Deed Document Number | 202225390 |
| Deed Book / Page | 19049 / 73 |
| Prior Transfer Date | Jun 14, 2022 |
| Prior Transfer Doc | 0190490073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD ORCHARD BEACH ME |
| Property Address | 40 SUMMIT ST, OLD ORCHARD BEACH, ME 04064-2219 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0196950723 |
|---|---|
| Date | Jul 11, 2025 |
| Book Page | 19695/723 |
| Instrument | 2025022376 |
| Name | CPORT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2050 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | OLD ORCHARD BEACH ME |
| Recording Date | Jun 15, 2022 |
| Property Address | 40 SUMMIT ST, OLD ORCHARD BEACH, ME 04064-2219 |
| Document Number | 0190490073 |
| Book / Page | 19049 / 73 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 2022025390 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 30 SETTLERS WAY, SACO, ME 04072-2897 |
| Document Number | 2022025391 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022025391 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Old Orchard Beach Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Old Orchard Beach Town |
| Unified School District | Regional School Unit 23 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,482.00 (+6.61%) | $386,400 (-) Land $130,600 Building $255,800 | |
| 2024 | $4,204.00 (+11.75%) | $386,400 (+17.09%) Land $130,600 Building $255,800 | |
| 2023 | $3,762.00 (+2.59%) | $330,000 (+10.15%) Land $104,000 Building $226,000 | $704,045 |
| 2022 | $3,667.00 | $299,600 Land $94,600 Building $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 units insured incl. 14 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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