40 Summit Pt, Youngsville, NC 27596 Property Records

Franklin County property record for 40 Summit Pt, Youngsville, NC 27596

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,351 sqft · built 2014
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2020)
Tax Bill	$4,010 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1844-35-8549`

Property Details

APN / Parcel Number

Primary APN	`1844-35-8549`
Alternative APNs	`B04D00 166` `1800023668` `038997`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,351 sqft Total Area
Basement Area	1,458 sqft
Finished Basement	1,458 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Concrete Block
Foundation Type	Crossed Walls
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached - Finished
Porch	Open Porch
Porch Area	284 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1800023668
Old Parcel Number	B04D00 166
Street Address	40 SUMMIT PT
City	YOUNGSVILLE
State	NC
Zip	27596-6619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Description	LOT:166 DIST:103 CITY/MUNI/TWP:YOUNGSVILLE SUBD:OLDE LIBERTY GOLF CLUB PH V LOT
Legal Subdivision	OLDE LIBERTY GOLF CLUB PH V LOT
Legal Lot Number	166
Jurisdiction	FRANKLIN NC
Township / Civil Division	YOUNGSVILLE
Census Block Group	1
Census Block	1016
Census Tract	60501

Owner

40 Summit Pt is owned and occupied by an individual who bought it in June 2020.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	40 SUMMIT PT, YOUNGSVILLE, NC 27596-6619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2017	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 5, 2020	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Aug 8, 2018	Loan Modification, Mortgage LAKEVIEW LN SERVICING
Mar 1, 2017	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Prior Sale	Mar 1, 2017 · Amount on File
Deed Document Number	0022111969
Deed Book / Page	2211 / 1969
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	40 SUMMIT PT, YOUNGSVILLE, NC 27596-6619
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021170274
Date	Oct 2, 2017
Book Page	2117/274

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Jun 5, 2020
Property Address	40 SUMMIT PT, YOUNGSVILLE, NC 27596-6619
Document Number	0022111969
Book / Page	2211 / 1969
Map Reference	MAP 2006 PG 67
Instrument Date	May 19, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SUMMIT PT, YOUNGSVILLE, NC 27596-6619

Mortgage

Document Number	0022111971
Date	Jun 5, 2020
Instrument	2211/1971

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN NC
Property Address	40 SUMMIT PT, YOUNGSVILLE, NC 27596-6619
Document Number	0021591438
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 SUMMIT PT YOUNGSVILLE NC 275966619, YOUNGSVILLE, NC 27596-6619

Mortgage

Document Number	0021591438
Date	Sep 10, 2018
Book Page	002159/001438

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Mar 1, 2017
Property Address	40 SUMMIT PT, YOUNGSVILLE, NC 27596-6619
Document Number	0020840941
Book / Page	2084 / 941
Map Reference	MAP2006 PG67
Instrument Date	Feb 8, 2017
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1845 AGLEN ST, 1845, ROSEVILLE, MN 55113-6505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SUMMIT PT, YOUNGSVILLE, NC 27596-6619

Mortgage

Document Number	2084943
Date	Mar 1, 2017
Instrument	2084/943

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 40 Summit Pt was $4,010.

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,010.00	$645,000 Land $80,000 Building $565,000	$645,000 Land $80,000 Building $565,000
2023	$3,736.00	$411,760 Land $43,200 Building $368,560	$411,760 Land $43,200 Building $368,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Summit Pt in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Summit Pt is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Pt

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