Passaic County and Ringwood Borough property record for 40 Summit Pt, Ringwood, NJ 07456
| Property Type | Single Family Home |
|---|---|
| Details | 1,463 sqft · built 1928 |
| Lot Size | 0.444 acres (19,319 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,601 (2025) |
| Deeds & Mortgages | Mar 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00842-0000-00011 |
| Primary APN | 11-00842-0000-00011 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,463 sqft Living Area |
| 1st Floor Area | 1,463 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 19,319 sqft (0.444 acres) |
| Lot Dimensions | 230 ft deep x 84 ft wide |
| Street Address | 40 SUMMIT PT |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-2954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 842 |
| Legal Lot Number | 11 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 216701 |
Source: Passaic County and Ringwood Borough records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 SUMMIT PT, RINGWOOD, NJ 07456-2954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 40 SUMMIT PT, RINGWOOD, NJ 07456-2954 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0000016635 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | M17885/143 |
| Instrument | 2022016635 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 16, 2032 |
Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,900 (-) Land $141,000 Building $107,900 | $248,900 (-) Land $141,000 Building $107,900 | |
| 2025 | $10,601.00 (+2.31%) | $248,900 (-) Land $141,000 Building $107,900 | $248,900 (-) Land $141,000 Building $107,900 |
| 2024 | $10,362.00 (+5.01%) | ||
| 2023 | $248,900 Land $141,000 Building $107,900 | $248,900 Land $141,000 Building $107,900 | |
| 2022 | $9,868.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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