40 Summit Ct, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 40 Summit Ct, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,420 sqft · built 1961
Lot Size	0.298 acres (12,972 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Sep 2019)
Tax Bill	$14,231 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-05504-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`20-05504-0000-00025`
Alternative APNs	`2000687A00008` `200550400025`

Interior

Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,972 sqft (0.298 acres)
Lot Dimensions	141 ft deep x 92 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	2000687A00008
Street Address	40 SUMMIT CT
City	WESTFIELD
State	NJ
Zip	07090-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5504
Legal Lot Number	25
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2020
Census Tract	36800

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 SUMMIT CT, WESTFIELD, NJ 07090-2832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEICHERT FINANCIAL SERVICES
Sep 12, 2019	Deed, Transfer TWO RIVERS TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Deed Document Number	2019317029
Deed Book / Page	6339 / 2171
Prior Transfer Date	Jan 7, 1998
Prior Transfer Doc	0000048331
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	40 SUMMIT CT, WESTFIELD, NJ 07090-2832
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146900037
Date	May 5, 2020
Book Page	14690/37
Instrument	690921

Lender

Name	WEICHERT FINANCIAL SERVICES
Type	Mortgage Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Sep 12, 2019
Property Address	40 SUMMIT CT, WESTFIELD, NJ 07090-2832
Document Number	0063392171
Book / Page	6339 / 2171
Instrument Date	Jul 10, 2019
Instrument	317029
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$1,817.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 MEETINGHOUSE LN, 265, MOUNTAINSIDE, NJ 07092-1305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SUMMIT CT, WESTFIELD, NJ 07090-2832

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,900 (-) Land $455,600 Building $165,300	$620,900 (-) Land $455,600 Building $165,300
2025	$14,231.00 (+1.78%)	$620,900 (-) Land $455,600 Building $165,300	$620,900 (-) Land $455,600 Building $165,300
2024	$13,982.00 (+4.26%)
2023		$620,900 Land $455,600 Building $165,300	$620,900 Land $455,600 Building $165,300
2022	$13,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2021–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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