40 Summerwinds Ln, Oldsmar, FL 34677 Property Records

Pinellas County property record for 40 Summerwinds Ln, Oldsmar, FL 34677

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,053 sqft · built 1986
Lot Size	0.108 acres (4,700 sqft)
Owner	2 Company Names on File
Last Sale	$360,000 (Jun 2023)
Tax Bill	$3,815 (2025)
Deeds & Mortgages	Nov 2023 Transfer Jun 2023 Sale + 5 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-2595-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-2595-8`
Alternative APNs	`10-28-16-23954-000-0140` `281610239540000140` `162810239540000140` `R110329`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	1,053 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2013
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	4,700 sqft (0.108 acres)
View / Lot	Corner
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R110329
Street Address	40 SUMMERWINDS LN
City	OLDSMAR
State	FL
Zip	34677-4226
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	EAST LAKE WOODLANDS PINE- WINDS CLUSTER HMS UNIT 1-B LOT 14
Legal Subdivision	EAST LAKE WOODLANDS PINE-
Legal Tract	23954
Legal Lot Number	14
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	27327

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	40 SUMMERWINDS LN, OLDSMAR, FL 34677-4226
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 2, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Apr 24, 2019	Warranty Deed, Transfer · ARM WINGS FINANCIAL CU
Oct 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 18, 2017	Warranty Deed, Transfer ATTORNEY ONLY
May 12, 2017	Warranty Deed, Transfer · Conventional with PMI CANDACE SCHERER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Apr 24, 2019 · Amount on File
Deed Document Number	2023143300
Deed Book / Page	22459 / 1577
Prior Transfer Date	Oct 11, 2018
Prior Transfer Doc	0202980921
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Nov 3, 2023
Property Address	40 SUMMERWINDS LN, OLDSMAR, FL 34677-4226
Document Number	0226131137
Book / Page	22613 / 1137
Map Reference	MB 93 PG 93-95
Instrument Date	Oct 30, 2023
Instrument	2023282120
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 SUMMERWINDS LN, OLDSMAR, FL 34677-4226

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	40 SUMMERWINDS LN, OLDSMAR, FL 34677-4226

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 2, 2023
Property Address	40 SUMMERWINDS LN, OLDSMAR, FL 34677-4226
Document Number	0224591577
Book / Page	22459 / 1577
Map Reference	MB 93 PG 93-95
Instrument Date	May 26, 2023
Instrument	2023143300
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 SE ETHAN TER, STUART, FL 34997-2827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SUMMERWINDS LN, OLDSMAR, FL 34677-4226
Investor	Possibly a Property Investor

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 24, 2019
Property Address	40 SUMMERWINDS LN, OLDSMAR, FL 34677-4226
Document Number	0205121806
Book / Page	20512 / 1806
Map Reference	MB 93 PG 93-95
Instrument Date	Apr 18, 2019
Instrument	2019128576
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	STAR TTL PARTNERS OF PALM HA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	982 MAIN ST # 4317, 982, FISHKILL, NY 12524-3506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SUMMERWINDS LN, OLDSMAR, FL 34677-4226

Mortgage

Document Number	2019128577
Date	Apr 24, 2019
Instrument	2019128577

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 16, 2018
Property Address	40 SUMMERWINDS LN, OLDSMAR, FL 34677-4226
Document Number	0202980921
Book / Page	020298 / 000921
Instrument Date	Oct 11, 2018
Instrument	330808
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SUMMERWINDS LN OLDSMAR FL 346774226, OLDSMAR, FL 34677-4226

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 12, 2017
Property Address	40 SUMMERWINDS LN, OLDSMAR, FL 34677-4226
Document Number	0198722592
Book / Page	019872 / 002592
Instrument Date	Dec 1, 2017
Instrument	377642
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	40 SUMMERWINDS LN OLDSMAR FL 346774226, OLDSMAR, FL 34677-4226

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 18, 2017
Property Address	40 SUMMERWINDS LN, OLDSMAR, FL 34677-4226
Document Number	0197062254
Book / Page	019706 / 002254
Instrument Date	Jul 14, 2017
Instrument	221460
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,463.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SUMMERWINDS LN OLDSMAR FL 346774226, OLDSMAR, FL 34677-4226

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 12, 2017
Property Address	40 SUMMERWINDS LN, OLDSMAR, FL 34677-4226
Document Number	0196272296
Book / Page	019627 / 002296
Instrument Date	May 5, 2017
Instrument	149174
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	607 52ND AVE N ST PETERSBURG FL 337032847, ST PETERSBURG, FL 33703-2847

Mortgage

Document Number	196272298
Date	May 12, 2017
Book Page	019627/002298
Instrument	149175

Lender

Name	CANDACE SCHERER
Address	4849 QUEEN PALM TER NE, ST PETERSBURG, FL 33703-6303

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,815.00 (-4.05%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$256,505 (+39.26%) Building $256,505	$256,505 (-6%) Building $256,505
2024	$3,976.00 (+48.52%)
2023	$2,677.00 (+3.24%) Homeowner's exemption	$184,189 (+3%)	$272,874 (+19.07%) Building $272,874
2022	$2,593.00 Homeowner's exemption	$178,824	$229,174 Building $229,174

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 202 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	202 in force
Nearby Flood Claims	6 (2008–2025)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summerwinds Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures