40 Summerfield Rd, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 40 Summerfield Rd, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,864 sqft · built 2003
Lot Size	0.763 acres (33,251 sqft)
Owner	Individual Name on Record
Last Sale	$601,750 (May 2020)
Tax Bill	$15,160 (2026)
Deeds & Mortgages	Jun 2022 Refinance Jan 2017 Mortgage + 2 more
APN	`AMHE M:0018C B:0000 L:0121`

Property Details

APN / Parcel Number

Primary APN	`AMHE M:0018C B:0000 L:0121`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,864 sqft Living Area
Gross Area	5,206 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,251 sqft (0.763 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	40 SUMMERFIELD RD
City	AMHERST
State	MA
Zip	01002-3470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EAST WOODS
Legal Lot Number	121
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	3
Census Block	3004
Census Tract	820700

Owner

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 SUMMERFIELD RD, AMHERST, MA 01002-3470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE BANK
Jan 18, 2017	Deed of Trust, Mortgage BERKSHIRE BANK
Nov 27, 2019	Deed of Trust, Mortgage · Balloon Mortgage UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
May 22, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Prior Sale	Aug 8, 2005 · Amount on Record
Deed Document Number	20209387
Deed Book / Page	13637 / 123
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	13637-123
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	40 SUMMERFIELD RD, AMHERST, MA 01002-3470
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014599-218
Date	Jun 28, 2022
Book Page	14599/218
Instrument	13554

Lender

Name	HARBORONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	40 SUMMERFIELD RD, AMHERST, MA 01002-3470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12529-113
Date	Jan 18, 2017
Book Page	12529/113
Instrument	1178

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	40 SUMMERFIELD RD, AMHERST, MA 01002-3470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13472-72
Date	Nov 27, 2019
Book Page	13472/72
Instrument	23851

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	May 22, 2020
Property Address	40 SUMMERFIELD RD, AMHERST, MA 01002-3470
Document Number	13637-123
Book / Page	13637 / 123
Instrument Date	May 21, 2020
Instrument	9387
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 FAIRFIELD ST, AMHERST, MA 01002-1344

Mortgage

Document Number	9388
Date	May 22, 2020
Instrument	9388

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,160.00 (+10,212.93%)	$896,500 (+8.84%) Land $226,300 Building $670,200	$901,650 (+15.65%)
2025	$147.00 (-98.98%)	$823,700 (+5.55%) Land $207,800 Building $615,900	$779,665
2024	$14,445.00 (+3.45%)	$780,400 (+12.34%) Land $196,200 Building $584,200
2023	$13,963.00	$694,700 Land $178,600 Building $516,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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