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40 Summer St, Westerly, RI 02891 Property Records

Westerly Town property record for 40 Summer St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,763 sqft · built 1889
Lot Size0.218 acres (9,485 sqft)
Owner2 Individual Names on File
Last Sale$242,000 (Jul 2016)
Tax Bill$3,546 (2025)
Deeds & MortgagesMay 2020 Refinance
Flood ZoneZone X (minimal risk)
APNWEST M:57 B:141

Property Details

APN / Parcel Number

Primary APNWEST M:57 B:141
Alternative APNs
  • M:057 B:141 L
  • 13233910

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,763 sqft Living Area
Gross Area4,459 sqft

Exterior

Year BuiltBuilt 1889
Effective Year BuiltEffective 1889
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,485 sqft (0.218 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number13233910
Street Address40 SUMMER ST
CityWESTERLY
StateRI
Zip02891-2239
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block141
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2014
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:57 B:141

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 SUMMER ST, WESTERLY, RI 02891-2239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2016 · Amount on Record
Deed SaleJul 06, 2016 · Amount on Record
Prior SaleSep 02, 2005 · Amount on Record
Last Transfer DateMay 19, 2020
Transfer Doc02020-9656
Record UpdatedSep 20, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateMay 26, 2020
Property Address40 SUMMER ST, WESTERLY, RI 02891-2239
Document Number2020-9653
Book / Page2020 / 9653
Instrument DateMay 19, 2020
Instrument2020-2232
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SUMMER ST, WESTERLY, RI 02891-2239

Mortgage

Document Number2020-9656
DateMay 26, 2020
Book Page2020/9656
Instrument2020-2233
Lender
NameCHELSEA GROTON BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 01, 2035

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,546.00 (+14.09%)$455,800 (+49%) Land $160,400 Building $295,400
2023$3,108.00 (+0.58%)$305,900 (-) Land $114,900 Building $191,000
2022$3,090.00$305,900 Land $114,900 Building $191,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 442 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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