40 Sugar Maple Dr, Mills River, NC 28759 Property Records

Henderson County property record for 40 Sugar Maple Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,896 sqft · built 1989
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$503,000 (May 2018)
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9623906953`

Property Details

APN / Parcel Number

Primary APN	`9623906953`
Alternative APNs	`0800913` `800913`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	4,896 sqft Heated Area
1st Floor Area	2,448 sqft
Basement Area	2,448 sqft
Finished Basement	2,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	156 sqft
Deck Area	947 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	800913
Street Address	40 SUGAR MAPLE DR
City	MILLS RIVER
State	NC
Zip	28759-2665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	800913~MR-
Legal Description	#250 HIGH VISTA
Legal Subdivision	HIGH VISTA COUNTRY CLUB, INC. (2174)
Legal Block	90
Legal Lot Number	6953
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3012
Census Tract	930701

Owner

40 Sugar Maple Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 SUGAR MAPLE DR, MILLS RIVER, NC 28759-2665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU
Jul 8, 2019	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit TOWER FCU
May 3, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2018 · Amount on File
Deed Sale	May 3, 2018 · Amount on File
Prior Sale	Oct 24, 2005 · Amount on File
Deed Book / Page	3194 / 163
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	40 SUGAR MAPLE DR, MILLS RIVER, NC 28759-2665
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036260254
Date	Dec 29, 2020
Book Page	3626/254
Instrument	941526

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	40 SUGAR MAPLE DR, MILLS RIVER, NC 28759-2665
Document Number	0034210137
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 SUGAR MAPLE DR MILLS RIVER NC 287592665, MILLS RIVER, NC 28759-2665

Mortgage

Document Number	0034210137
Date	Dec 2, 2019
Book Page	003421/000137
Instrument	915703

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	40 SUGAR MAPLE DR, MILLS RIVER, NC 28759-2665
Document Number	0033580275
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 SUGAR MAPLE DR MILLS RIVER NC 287592665, MILLS RIVER, NC 28759-2665

Mortgage

Document Number	0033580275
Date	Jul 12, 2019
Book Page	003358/000275
Instrument	906940

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	40 SUGAR MAPLE DR, MILLS RIVER, NC 28759-2665
Document Number	0032770300
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 SUGAR MAPLE DR MILLS RIVER NC 287592665, MILLS RIVER, NC 28759-2665

Mortgage

Document Number	0032770300
Date	Dec 5, 2018
Book Page	003277/000300
Instrument	895094

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 3, 2018
Property Address	40 SUGAR MAPLE DR, MILLS RIVER, NC 28759-2665
Document Number	0031940163
Book / Page	3194 / 163
Instrument Date	May 3, 2018
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SUGAR MAPLE DR, MILLS RIVER, NC 28759-2665

Mortgage

Document Number	0031940166
Date	May 3, 2018
Book Page	3194/166

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 40 Sugar Maple Dr was $3,260.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$756,600 Land $69,300 Building $687,300
2025	$3,260.00
2023		$756,600 Land $69,300 Building $687,300	$756,600 Land $69,300 Building $687,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Sugar Maple Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Sugar Maple Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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