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40 Stonegate Cir, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 40 Stonegate Cir, Wilbraham, MA 01095

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,966 sqft · built 1985
Lot Size0.781 acres (34,000 sqft)
Owner2 Individual Names on File
Last Sale$429,500 (Aug 2017)
Tax Bill$11,758 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Oct 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNMAP 17

Property Details

APN / Parcel Number

Primary APNMAP 17
Alternative APN
  • WILB M:11125 B:40 L:4705

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,966 sqft Living Area
Gross Area6,273 sqft
1st Floor Area1,724 sqft
Basement Area1,712 sqft
Unfinished Basement420 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area34,000 sqft (0.781 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberMAP 17
Street Address40 STONEGATE CIR
CityWILBRAHAM
StateMA
Zip01095-2447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR34
Legal Block40
Legal Lot Number4705
JurisdictionWILBRAHAM MA
Township / Civil DivisionWILBRAHAM
Census Block Group2
Census Block2028
Census Tract813602

Owner

Source: Hampden County and Wilbraham Town records · APN MAP 17

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 STONEGATE CIR, WILBRAHAM, MA 01095-2447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · Line of Credit
COUNTRY BANK
Oct 16, 2023Deed of Trust, Mortgage · Line of Credit
COUNTRY BANK
Nov 03, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST GUARANTY MORTGAGE
Aug 08, 2017Warranty Deed, Transfer · Conventional with PMI
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2017 · Amount on Record
Deed SaleAug 08, 2017 · Amount on Record
Prior SaleNov 25, 2003 · Amount on Record
Deed Document Number201745553
Deed Book / Page21802 / 575
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Recording DateJul 27, 2026
Property Address40 STONEGATE CIR, WILBRAHAM, MA 01095-2447
Document Number0000034992
Book / Page26433 / 201
Instrument DateJul 21, 2026
Instrument202634992
Transaction TypeMortgage
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 STONEGATE CIR, WILBRAHAM, MA 01095-2447

Mortgage

Document Number0000034992,
DateJul 27, 2026
Book Page26433/201
Instrument202634992
Lender
NameCOUNTRY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address40 STONEGATE CIR, WILBRAHAM, MA 01095-2447
Transaction TypeMortgage
Record UpdatedNov 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025190-292
DateOct 16, 2023
Book Page25190/292
Instrument48834
Lender
NameCOUNTRY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBRAHAM MA
Property Address40 STONEGATE CIR, WILBRAHAM, MA 01095-2447
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23515-114
DateNov 03, 2020
Book Page23515/114
Instrument64688
Lender
NameFIRST GUARANTY MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 01, 2040

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILBRAHAM MA
Recording DateAug 08, 2017
Property Address40 STONEGATE CIR, WILBRAHAM, MA 01095-2447
Document Number21802-575
Book / Page021802 / 000575
Instrument DateJul 20, 2017
Instrument45553
Transaction TypeTransfer
Record UpdatedAug 29, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,997.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address88 LAUREL RD PALMER MA 01069, PALMER, MA 01069

Mortgage

Document Number21802-578
DateAug 08, 2017
Book Page021802/000578
Instrument45554
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 07, 2047

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionWilbraham Town
Unified School DistrictHampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,758.00 (+4.36%)$657,600 (+7.98%) Land $114,900 Building $542,700$654,930 (+0.72%)
2024$11,267.00 (+10.54%)$609,000 (+11.72%) Land $114,900 Building $494,100$650,275
2023$10,193.00$545,100 Land $114,900 Building $430,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1978–2005)
Most Recent ClaimOct 2005 · Severe Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 100 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWILBRAHAM WATER DEPT (MWRA)
serves 8,533 people
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Oct 2018
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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