40 Still Spring Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 40 Still Spring Rd, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,288 sqft · built 1993
Lot Size2.09 acres (91,476 sqft)
OwnerIndividual Name on File
Last Sale$194,000 (May 2014)
Tax Bill$1,647 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0635-44-7232-00000

Property Details

APN / Parcel Number

Primary APN0635-44-7232-00000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,288 sqft Living Area
Gross Area2,576 sqft
1st Floor Area1,288 sqft
Basement Area1,288 sqft
Finished Basement644 sqft
Unfinished Basement644 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area91,476 sqft (2.09 acres)
Garage Area784 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area464 sqft
Patio Area368 sqft
Canopy392 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address40 STILL SPRING RD
CityBLACK MOUNTAIN
StateNC
Zip28711-8809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDEED DATE: 05/30/2014 DEE
Legal DescriptionDEED DATE: 05/30/2014 DEED: 5212-1529 SUBDIV: BLOCK: LOT: TR 2A SECTION: PLAT: 0175-0060
Legal SubdivisionTRACT 2-A
Legal Tract2A
JurisdictionBUNCOMBE NC
Township / Civil DivisionBROAD RIVER
Census Block Group1
Census Block1027
Census Tract3205

Owner

40 Still Spring Rd is owned and occupied by an individual who bought it in May 2014.

Source: Buncombe County records, as of September 24, 2025

Owner of RecordIndividual Name on File
Mailing Address40 STILL SPRING RD, BLACK MOUNTAIN, NC 28711-8809
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2014 · Amount on File
Deed SaleMay 30, 2014 · Amount on File
Deed Document Number0052121529
Deed Book / Page5212 / 1529
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address40 STILL SPRING RD, BLACK MOUNTAIN, NC 28711-8809
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056441045
DateMar 14, 2018
Book Page5644/1045
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 40 Still Spring Rd was $1,647.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,647.00$233,100
2023$1,533.00$233,100$233,100 Land $29,500 Building $203,600
2021$233,100 Land $29,500 Building $203,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Still Spring Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (2004–2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Still Spring Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Still Spring Rd

Nearby Streets

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