Lancaster County property record for 40 Stevens Rd, Stevens, PA 17578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,830 sqft · built 1919 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Oct 2018) |
| Tax Bill | $3,751 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-63865-0-0000 |
| Primary APN | 080-63865-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,830 sqft Living Area |
| Gross Area | 2,694 sqft |
| 1st Floor Area | 986 sqft |
| Upper Floors Area | 844 sqft |
| Basement Area | 844 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Porch | Slab |
| Porch Area | 20 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 40 STEVENS RD |
|---|---|
| City | STEVENS |
| State | PA |
| Zip | 17578-9723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EAST COCALICO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 12502 |
40 Stevens Rd is owned and occupied by an individual who bought it in October 2018.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 STEVENS RD, STEVENS, PA 17578-9723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 31, 2018 | Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC |
| Dec 27, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on File |
| Deed Sale | Oct 31, 2018 · Amount on File |
| Prior Sale | Dec 27, 2017 · Amount on File |
| Deed Document Number | 20186426492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 40 STEVENS RD, STEVENS, PA 17578-9723 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 40 STEVENS RD, STEVENS, PA 17578-9723 |
| Document Number | 0006706236 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 6706236 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Oct 31, 2018 |
| Property Address | 40 STEVENS RD, STEVENS, PA 17578-9723 |
| Document Number | 0006426492 |
| Map Reference | MB J-156 PG 33 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 6426492 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 STEVENS RD, STEVENS, PA 17578-9723 |
| Document Number | 0006426493 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 6426493 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Dec 27, 2017 |
| Property Address | 40 STEVENS RD, STEVENS, PA 17578-9723 |
| Document Number | 0006374636 |
| Instrument Date | Dec 26, 2017 |
| Instrument | 6374636 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 658 GOLDEN EAGLE WAY LANCASTER PA 176011198, LANCASTER, PA 17601-1198 |
The 2025 property tax bill for 40 Stevens Rd was $3,751 with a homeowner's exemption, up 5.5% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | East Cocalico Township |
| Unified School District | Cocalico School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,700 Land $39,300 Building $103,400 | $142,700 Land $39,300 Building $103,400 | |
| 2025 | $3,751.00 (+5.54%) | ||
| 2024 | $3,554.00 | $142,700 Land $39,300 Building $103,400 | |
| 2018 | $142,700 Land $39,300 Building $103,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Stevens Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 19 (1982–2021) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | Sep 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Stevens Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST COCALICO TOWNSHIP AUTH serves 6,735 people · EPA ID PA7360113 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Trichloroethylene resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Upward Broadband Fixed Wireless | 100 / 40 |
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