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40 Sterry St, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 40 Sterry St, Pawtucket, RI 02860

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,587 sqft · built 1878
Lot Size0.057 acres (2,500 sqft)
Owner2 Individual Names on Record
Last Sale$289,000 (Jan 2023)
Tax Bill$4,280 (2025)
Deeds & MortgagesMay 2026 Mortgage
Feb 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNPAWT M:55 L:0268

Property Details

APN / Parcel Number

Primary APNPAWT M:55 L:0268
Alternative APN
  • 550268

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,587 sqft Living Area
Gross Area2,764 sqft
1st Floor Area951 sqft
Basement Area701 sqft
Unfinished Basement701 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1878
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,500 sqft (0.057 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number550268
Street Address40 STERRY ST
CityPAWTUCKET
StateRI
Zip02860-3739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal Lot Number268
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group3
Census Block3012
Census Tract16400

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address275 GROTTO AVE, PAWTUCKET, RI 02860-3400
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 20, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Dec 12, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Oct 11, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jan 3, 2023Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2023 · Amount on Record
Deed SaleJan 3, 2023 · Amount on Record
Prior SaleDec 9, 2011
Deed Document Number202369
Deed Book / Page4951 / 302
Transfer Doc3429-14
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Recording DateMay 27, 2026
Property Address40 STERRY ST, PAWTUCKET, RI 02860-3739
Document Number005323-120
Book / Page5323 / 120
Instrument DateMay 1, 2026
Instrument20262
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 STERRY ST, PAWTUCKET, RI 02860-3739

Mortgage

Document Number0000000002,
DateMay 27, 2026
Book Page5323/120
Instrument20262
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPMEN
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueJun 1, 2053
Interest
Rate6.46%
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address40 STERRY ST, PAWTUCKET, RI 02860-3739
Transaction TypeMortgage
Record UpdatedFeb 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005063-256
DateFeb 20, 2024
Book Page5063/256
Instrument10
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueMar 1, 2053

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address40 STERRY ST, PAWTUCKET, RI 02860-3739
Transaction TypeMortgage
Record UpdatedDec 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005046-39
DateDec 12, 2023
Book Page5046/39
Instrument53
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address40 STERRY ST, PAWTUCKET, RI 02860-3739
Transaction TypeMortgage
Record UpdatedOct 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005028-314
DateOct 11, 2023
Book Page5028/314
Instrument28
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionPAWTUCKET RI
Recording DateJan 3, 2023
Property Address40 STERRY ST, PAWTUCKET, RI 02860-3739
Document Number004951-302
Book / Page4951 / 302
Instrument DateJan 3, 2023
Instrument69
Transaction TypeTransfer
Record UpdatedJan 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address275 GROTTO AVE, PAWTUCKET, RI 02860-3400

Mortgage

Document Number0000000070
DateJan 3, 2023
Instrument70
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,280.00 (+8.71%)$325,500 (+40.06%) Land $105,100 Building $220,400$400,947
2023$3,937.00 (+2.18%)$232,400 (-) Land $47,300 Building $185,100
2022$3,853.00$232,400 Land $47,300 Building $185,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979)
Most Recent ClaimJan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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