Pawtucket City property record for 40 Sterling St, Pawtucket, RI 02860 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,826 sqft · built 1900 |
| Lot Size | 0.126 acres (5,469 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Aug 2018) |
| Tax Bill | $5,180 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Oct 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PAWT M:64 L:0846 |
| Primary APN | PAWT M:64 L:0846 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,826 sqft Living Area |
| Gross Area | 2,844 sqft |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Game Room | Game Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,469 sqft (0.126 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 640846 |
|---|---|
| Street Address | 40 STERLING ST |
| City | PAWTUCKET |
| State | RI |
| Zip | 02860-5635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 846 |
| Jurisdiction | PAWTUCKET RI |
| Township / Civil Division | PAWTUCKET |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 16500 |
Source: Pawtucket City records · APN PAWT M:64 L:0846
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 STERLING ST, PAWTUCKET, RI 02860-5635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTAR MORTAGE INC |
| Oct 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTAR MORTAGE INC |
| Aug 16, 2018 | Warranty Deed, Transfer COASTWAY COMMERCIAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2018 · Amount on Record |
| Deed Sale | Aug 16, 2018 · Amount on Record |
| Prior Sale | Sep 27, 2010 · Amount on Record |
| Deed Document Number | 201829 |
| Deed Book / Page | 4268 / 191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 40 STERLING ST, PAWTUCKET, RI 02860-5635 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4585-120 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 4585/120 |
| Instrument | 13 |
| Name | HOMESTAR MORTAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Property Address | 40 STERLING ST, PAWTUCKET, RI 02860-5635 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4431-132 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 4431/132 |
| Instrument | 16 |
| Name | HOMESTAR MORTAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAWTUCKET RI |
| Recording Date | Aug 16, 2018 |
| Property Address | 40 STERLING ST, PAWTUCKET, RI 02860-5635 |
| Document Number | 4268-191 |
| Book / Page | 4268 / 191 |
| Instrument | 29 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.81 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 42680194 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 04268/0194 |
| Name | COASTWAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 16, 2048 |
Source: Pawtucket City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Pawtucket City |
| Unified School District | Pawtucket School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,180.00 (+1.59%) | $393,900 (+30.86%) Land $165,200 Building $228,700 |
| 2023 | $5,099.00 (+2.16%) | $301,000 (-) Land $108,800 Building $192,200 |
| 2022 | $4,991.00 | $301,000 Land $108,800 Building $192,200 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070165003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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