Ulster County and Kingston City property record for 40 Stephan St, Kingston, NY 12401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,354 sqft · built 1935 |
| Lot Size | 0.107 acres (4,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $151,000 (Oct 2018) |
| Tax Bill | $7,480 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 510800 48.82-3-38 |
| Primary APN | 510800 48.82-3-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,354 sqft Living Area |
| 1st Floor Area | 687 sqft |
| 2nd Floor Area | 667 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,680 sqft (0.107 acres) |
| Lot Dimensions | 120 ft deep x 39 ft wide |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 060236.000 |
|---|---|
| Street Address | 40 STEPHAN ST |
| City | KINGSTON |
| State | NY |
| Zip | 12401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T3N |
| Legal Block | 3 |
| Legal Lot Number | 38.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | KINGSTON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 951800 |
40 Stephan St is owned by two individuals who bought it in October 2018.
Source: Ulster County and Kingston City records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 STEPHAN ST, KINGSTON, NY 12401-3030 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MID HUDSON VALLEY FCU |
| Oct 3, 2018 | Grant Deed, Transfer MAIN STREET TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2018 · Amount on File |
| Deed Sale | Oct 3, 2018 · Amount on File |
| Deed Document Number | 201813746 |
| Deed Book / Page | 6346 / 204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 40 STEPHAN ST, KINGSTON, NY 12401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001258 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 13682/141 |
| Instrument | 2026-1258 |
| Name | MID HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Feb 1, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Oct 3, 2018 |
| Property Address | 40 STEPHAN ST, KINGSTON, NY 12401 |
| Document Number | 0000013746 |
| Book / Page | 006346 / 000204 |
| Instrument Date | Oct 2, 2018 |
| Instrument | 13746 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $604.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 211 ONEIL ST KINGSTON NY 124012623, KINGSTON, NY 12401-2623 |
The 2025 property tax bill for 40 Stephan St was $7,480.
Source: Ulster County and Kingston City assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| Municipality | Kingston City |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,480.00 | $137,000 Land $18,000 Building $119,000 | $291,489 Land $38,298 Building $253,191 |
| 2023 | $137,000 (-) Land $18,000 Building $119,000 | $224,590 (+14.75%) Land $29,508 Building $195,082 | |
| 2022 | $137,000 Land $18,000 Building $119,000 | $195,714 Land $25,714 Building $170,000 | |
| 2021 | $4,870.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Stephan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 40 Stephan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Archtop Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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