40 St N, Moorhead, MN 56560 Property Records

Clay County property record for 40 St N, Moorhead, MN 56560

Property Summary

Property Type	General Agricultural/Rural
Lot Size	88.6 acres (3,860,287 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,500 (Dec 2021)
Tax Bill	$4,308 (2026)
Deeds & Mortgages	Dec 2021 Sale Jul 2019 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`18.025.2002`

Property Details

APN / Parcel Number

Primary APN	`18.025.2002`

Exterior

Lot Area	3,860,287 sqft (88.6 acres)

Location & Zoning

Street Address	40 ST N
City	MOORHEAD
State	MN
Zip	56560
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	S1/2 NW1/4 LESS TRACTS 25-141-48 SECTION 25 TOWNSHIP 141 RANGE 048
Legal Range	48
Legal Township	141
Legal Section	25
Legal Tract	25-141-48
Jurisdiction	CLAY MN
Township / Civil Division	KRAGNES
Census Block Group	1
Census Block	1214
Census Tract	30107

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3149 80TH ST N, GLYNDON, MN 56547-9421
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer
Jul 25, 2019	Warranty Deed, Transfer CLAY COUNTY TITLE, CLAY CNTY ABS CO
Mar 14, 2019	Deed of Trust, Mortgage BELL BK
Aug 8, 2018	Grant Deed, Construction Loan · Line of Credit BELL BK
Apr 25, 2018	Grant Deed, Mortgage BELL BK
Apr 3, 2018	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	2021824387
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Dec 22, 2021
Property Address	40 ST N, MOORHEAD, MN 56560
Document Number	0000824387
Instrument Date	Nov 21, 2021
Instrument	824387
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$991.65
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4232 98TH AVE N, MOORHEAD, MN 56560-7236

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jul 25, 2019
Property Address	40 ST N, MOORHEAD, MN 56560
Document Number	0000791807
Instrument Date	Jul 18, 2019
Instrument	791807
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	CLAY COUNTY TITLE, CLAY CNTY ABS CO

Transaction

Amount	Amount Recorded
Tax	$1,564.20
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3149 80TH ST N GLYNDON MO 65647, GLYNDON, MO 65647

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	40 ST N, MOORHEAD, MN 56560
Document Number	0000787840
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2117 38TH ST S MOORHEAD MN 565608157, MOORHEAD, MN 56560-8157

Mortgage

Document Number	0000787840
Date	Mar 15, 2019
Instrument	787840

Lender

Name	BELL BK
Address	FARGO, ND 58106-0877

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 14, 2024

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CLAY MN
Recording Date	Aug 8, 2018
Property Address	40 ST N, MOORHEAD, MN 56560
Instrument Date	Jun 5, 2018
Instrument	782447
Transaction Type	Construction Loan
Record Updated	Sep 11, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2117 38TH ST S MOORHEAD MN 565608157, MOORHEAD, MN 56560-8157

Mortgage

Document Number	0000782447
Date	Aug 8, 2018
Instrument	782447

Lender

Name	BELL BK
Address	1333 8TH ST S, MOORHEAD, MN 56560-3604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 7, 2019

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CLAY MN
Recording Date	Apr 25, 2018
Property Address	40 ST N, MOORHEAD, MN 56560
Instrument Date	Apr 13, 2018
Instrument	779013
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2117 38TH ST S MOORHEAD MN 565608157, MOORHEAD, MN 56560-8157

Mortgage

Document Number	0000779013
Date	Apr 25, 2018
Instrument	779013

Lender

Name	BELL BK
Address	1333 8TH ST S, MOORHEAD, MN 56560-3604

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 24, 2023

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	40 ST N, MOORHEAD, MN 56560
Document Number	0000778777
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2117 38TH ST S MOORHEAD MN 565608157, MOORHEAD, MN 56560-8157

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
County Subdivision	Kragnes Township
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,308.00 (+19.4%)	$523,900 (-11.23%) Land $523,900	$523,900 (-11.23%) Land $523,900
2025		$590,200 (+11.91%) Land $590,200	$590,200 (+11.91%) Land $590,200
2023	$3,608.00 Homeowner's exemption	$527,400 Land $527,400	$527,400 Land $527,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1997–2011)
Claims Outside the SFHA	4 of 16
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 9 claims Flooding, Apr 2010 · 5 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
X-Tech Fixed Wireless	100 / 75
Midco Fixed Wireless	100 / 20
CenturyLink DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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