Merrimack County and Concord City property record for 40 Spruce St, Concord, NH 03301
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | built 1890 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $75,000 (Apr 1998) |
| Tax Bill | $6,995 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:23 B:2 L:12 |
| Primary APN | M:23 B:2 L:12 |
|---|---|
| Alternative APN |
|
| Total Rooms | 6 Rooms |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Lot Area | 8,276 sqft (0.19 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 40 SPRUCE ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-3546 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | RD |
| Legal Block | 27 |
| Legal Lot Number | 12 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 32800 |
40 Spruce St, a residential property, is held in a trust since July 2023.
Source: Merrimack County and Concord City records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 73 CONCORD DR, WEBSTER, NH 03303-7908 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 1998 · Amount on File |
| Deed Sale | Apr 10, 1998 · Amount on File |
| Deed Book / Page | 2094 / 1023 |
| Last Transfer Date | Jul 6, 2023 |
| Transfer Doc | 0000009295 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Jul 10, 2023 |
| Property Address | 40 SPRUCE ST, CONCORD, NH 03301-3546 |
| Document Number | 0000009295 |
| Book / Page | 3830 / 2241 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 202300009295 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 CONCORD DR, WEBSTER, NH 03303-7908 |
The 2025 property tax bill for 40 Spruce St was $6,995.
Source: Merrimack County and Concord City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,995.00 | $240,300 Land $103,600 Building $136,700 | |
| 2023 | $6,454.00 (+3.75%) | $240,300 (-) Land $103,600 Building $136,700 | $383,895 |
| 2022 | $6,221.00 | $240,300 Land $103,600 Building $136,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Spruce St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2006–2008) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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