40 Spruce Pine Ln, Mill Spring, NC 28756 Property Records

Polk County property record for 40 Spruce Pine Ln, Mill Spring, NC 28756 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,200 sqft Finished Area
Lot Size	52,708 sqft (1.21 acres)
Occupancy	Owner Occupied
Tax Bill	$2,820.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P55-279`
Alternative APN	`26092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,200 sqft Finished Area

Exterior

Year Built	Built 2002
Exterior Material	Wood Siding Exterior
Foundation Type	Retaining Wall Foundation
Roof Material	Shingle Roof
Lot Area	52,708 sqft (1.21 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	26092
Street Address	40 SPRUCE PINE LN
City	MILL SPRING
State	NC
Zip	28756-6817
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT #18, LAKE ADGER, 0S06 SOUTH POINTE 09
Legal Subdivision	SOUTH POINTE
Legal Lot Number	18
Jurisdiction	POLK NC
Minor Civil Division	WHITE OAK
Census Blockgroup	1
Census Block	1002
Census Tract	920201

Owner

Source: Polk County records · APN P55-279

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	40 SPRUCE PINE LN, MILL SPRING, NC 28756-6817
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Doc Number	0002491874
Record Refreshed	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	40 SPRUCE PINE LN, MILL SPRING, NC 28756-6817
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SPRUCE PINE LN, MILL SPRING, NC 28756-6817

Mortgage

Document Number	00468/2102
Date	Apr 01, 2022
Book Page	468/2102

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,820.00 (+15.29%)	$552,600 (+44.5%) Land $150,000 Building $402,600	$552,600 (+44.5%) Land $150,000 Building $402,600
2023	$2,446.00	$382,419 Land $90,000 Building $292,419
2021			$382,419 Land $90,000 Building $292,419