Adams County property record for 40 Spruce Dr, Gettysburg, PA 17325
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,733 sqft · built 1974 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Jul 2023) |
| Tax Bill | $6,900 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09 F13-0069-000 |
| Primary APN | 09 F13-0069-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,733 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 40 SPRUCE DR |
|---|---|
| City | GETTYSBURG |
| State | PA |
| Zip | 17325-8433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Lot Number | L-0094 |
| Jurisdiction | ADAMS PA |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 31401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Gettysburg National Military Park listed 1966 · 1,453 contributing resources · NRIS 66000642 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
40 Spruce Dr is owned and occupied by two individuals who bought it in July 2023.
Source: Adams County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 SPRUCE DR, GETTYSBURG, PA 17325-8433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2023 | Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU |
| Feb 16, 2022 | Deed, Transfer LAKESIDE ESCROW AND CLOSING SERVICES, LAKESIDE ESCROW & CLOSING SV |
| Jul 13, 2020 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on File |
| Deed Sale | Jul 26, 2023 · Amount on File |
| Prior Sale | Feb 16, 2022 · Amount on File |
| Deed Book / Page | 7119 / 710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS PA |
| Recording Date | Jul 26, 2023 |
| Property Address | 40 SPRUCE DR, GETTYSBURG, PA 17325-8433 |
| Document Number | 007119/710 |
| Book / Page | 7119 / 710 |
| Instrument Date | Jul 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | STERLING SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40 SPRUCE DR, GETTYSBURG, PA 17325-8433 |
| Document Number | 0007119715 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 7119/715 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 40 SPRUCE DR, GETTYSBURG, PA 17325-8433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 40 SPRUCE DR, GETTYSBURG, PA 17325-8433 |
| Document Number | 006992/341 |
|---|---|
| Date | Jul 26, 2022 |
| Book Page | 6992/341 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | GETTYSBURG, PA 17325 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS PA |
| Recording Date | Feb 16, 2022 |
| Property Address | 40 SPRUCE DR, GETTYSBURG, PA 17325-8433 |
| Document Number | 006926/277 |
| Book / Page | 6926 / 277 |
| Instrument Date | Feb 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Title Company | LAKESIDE ESCROW AND CLOSING SERVICES, LAKESIDE ESCROW & CLOSING SV |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 160 BALTIMORE ST, HANOVER, PA 17331-3110 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 40 SPRUCE DR, GETTYSBURG, PA 17325-8433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6633/758 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 6633/758 |
| Instrument | 202000007524 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | MECHANICSBURG, PA 17055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 40 Spruce Dr was $6,900.
Source: Adams County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Adams County |
| County Subdivision | Cumberland Township |
| Unified School District | Gettysburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,900.00 | $358,000 Land $62,200 Building $295,800 | |
| 2024 | $5,142.00 | $288,100 (-) Land $62,200 Building $225,900 | |
| 2023 | $5,142.00 | $288,100 Land $62,200 Building $225,900 | |
| 2010 | $358,000 Land $62,200 Building $295,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Spruce Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Spruce Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GETTYSBURG MUNI AUTH serves 12,425 people · EPA ID PA7010019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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