40 Springwish Ln, Flint Hill, VA 22627 Property Records

Rappahannock County property record for 40 Springwish Ln, Flint Hill, VA 22627

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,817 sqft · built 1977
Lot Size	13.2 acres (578,825 sqft)
Owner	Owner Name on Record
Last Sale	$900,000 (Jul 2005)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14 20E`

Property Details

APN / Parcel Number

Primary APN	`14 20E`
Alternative APNs	`0 14 20E` `1436`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,817 sqft Total Area
1st Floor Area	2,805 sqft
Basement Area	1,200 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	578,825 sqft (13.2 acres)
Terrain	Rolling
Garage Area	624 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Porch
Porch Area	1,272 sqft
Deck Area	558 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1436
Old Parcel Number	0 14 20E
Street Address	40 SPRINGWISH LN
City	FLINT HILL
State	VA
Zip	22627-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13.2882 ACS 2005 #1372 2003 LH #42 1993 DB 197/18
Legal Lot Number	3
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	WAKEFIELD
Census Block Group	3
Census Block	3005
Census Tract	950200

Owner

Source: Rappahannock County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	40 SPRINGWISH LN, FLINT HILL, VA 22627-1862
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Apr 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2005 · Amount on Record
Deed Sale	Jul 28, 2005 · Amount on Record
Deed Document Number	050001372
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	40 SPRINGWISH LN, FLINT HILL, VA 22627-1862
Transaction Type	Mortgage
Record Updated	Feb 26, 2026
Title Company	SUNSHINE TITLE AND TRUST LLC, SUNSHINE TITLE & STLMT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000110
Date	Feb 3, 2026
Instrument	260000110

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	40 SPRINGWISH LN, FLINT HILL, VA 22627-1862
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	SUNVIEW TITLE AND SETTLEMENT SERVICES, SUNSHINE TTL & SETTLMENT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000243
Date	Apr 7, 2023
Instrument	230000243

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	11.7%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	40 SPRINGWISH LN, FLINT HILL, VA 22627-1862
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	HAMPTON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000512
Date	Apr 20, 2022
Instrument	220000512

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rappahannock County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00 (-42.91%)	$1,040,600 (-) Land $445,800 Building $594,800	$1,040,600 (-) Land $445,800 Building $594,800
2023	$2,151.00	$1,040,600 Land $445,800 Building $594,800	$1,040,600 Land $445,800 Building $594,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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